Products & Services · 3rd Year
Workers' Compensation — 3rd Year
The Hartford Financial Services Group Workers' Compensation — 3rd Year increased by 0.8% to 12.2% in Q4 2025 compared to the prior quarter. This increase may warrant attention — for this metric, lower values are generally preferred.
Analysis
StatementSegment
CategoryProfitability
SignalLower is better
VolatilityStable
First reportedQ4 2024
Last reportedQ4 2025
How to read this metric
Consistent development patterns in the third year provide confidence in the long-term profitability of the underwriting cohort.
Detailed definition
Measures the loss development and claim experience for insurance policies that have reached their third year of maturity...
Peer comparison
Standard actuarial cohort analysis used across the insurance industry to track loss emergence patterns.
Metric ID:
hig_segment_workers_compensation_3rd_yearHistorical Data
2 periods
| Q4 '24 | Q4 '25 | |
|---|---|---|
| Value | 12.1% | 12.2% |
| QoQ Change | — | +0.8% |
| YoY Change | — | +0.8% |
Range12.1% – 12.2%
Avg YoY Growth+0.8%
Median YoY Growth+0.8%
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Frequently Asked Questions
- What is The Hartford Financial Services Group's workers' compensation — 3rd year?
- The Hartford Financial Services Group (HIG) reported workers' compensation — 3rd year of 12.2% in Q4 2025.
- What does workers' compensation — 3rd year mean?
- The financial performance and claim costs associated with insurance policies during their third year of coverage.