Products & Services · Year Three
Specialty — Year Three
Arch Capital Group Specialty — Year Three increased by 2.8% to 14.6% in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 2.8%, from 14.2% to 14.6%. This increase may warrant attention — for this metric, lower values are generally preferred.
Analysis
StatementSegment
CategoryEfficiency
SignalLower is better
VolatilityModerate
First reportedQ4 2018
Last reportedQ4 2025
How to read this metric
Stability in year three development indicates that the underwriting year is maturing as expected, while volatility suggests potential reserve risk.
Detailed definition
This represents the loss development or performance metrics for the third year of an underwriting cohort's lifecycle. At...
Peer comparison
Standard component of loss development triangle analysis in the insurance industry.
Metric ID:
acgl_segment_specialty_year_threeHistorical Data
5 periods
| Q4 '21 | Q4 '22 | Q4 '23 | Q4 '24 | Q4 '25 | |
|---|---|---|---|---|---|
| Value | 12.9% | 13.1% | 13.9% | 14.2% | 14.6% |
| QoQ Change | — | +1.6% | +6.1% | +2.2% | +2.8% |
| YoY Change | — | +1.6% | +6.1% | +2.2% | +2.8% |
Range12.9% – 14.6%
CAGR+13.2%
Avg YoY Growth+3.2%
Median YoY Growth+2.5%
Current Streak4+ quarters growth
Similar Metrics at Other Companies
Frequently Asked Questions
- What is Arch Capital Group's specialty — year three?
- Arch Capital Group (ACGL) reported specialty — year three of 14.6% in Q4 2025.
- How has Arch Capital Group's specialty — year three changed year-over-year?
- Arch Capital Group's specialty — year three increased by 2.8% year-over-year, from 14.2% to 14.6%.
- What does specialty — year three mean?
- Performance data for the third year of a specific specialty insurance underwriting period.