Products & Services · 3rd Year
Group Insurance Policy — 3rd Year
The Hartford Financial Services Group Group Insurance Policy — 3rd Year remained flat by 0.0% to 15.9% in Q4 2025 compared to the prior quarter. Year-over-year, this metric was flat by 0.0%, from 15.9% to 15.9%. This is a positive signal — lower values indicate better performance for this metric.
Analysis
StatementSegment
CategoryRisk
SignalLower is better
VolatilityModerate
First reportedQ4 2020
Last reportedQ4 2025
How to read this metric
An increase may indicate adverse loss development, while a decrease suggests favorable reserve releases.
Detailed definition
Represents the cumulative claims development or loss emergence for group insurance policies at the three-year maturity m...
Peer comparison
Commonly reported in insurance loss development triangles by peer group life and health insurers.
Metric ID:
hig_segment_group_insurance_policy_3rd_yearHistorical Data
5 periods
| Q4 '21 | Q4 '22 | Q4 '23 | Q4 '24 | Q4 '25 | |
|---|---|---|---|---|---|
| Value | 15.7% | 15.8% | 15.9% | 15.9% | 15.9% |
| QoQ Change | — | +0.6% | +0.6% | +0.0% | +0.0% |
| YoY Change | — | +0.6% | +0.6% | +0.0% | +0.0% |
Range15.7% – 15.9%
CAGR+1.3%
Avg YoY Growth+0.3%
Median YoY Growth+0.3%
Current Streak4+ quarters growth
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Frequently Asked Questions
- What is The Hartford Financial Services Group's group insurance policy — 3rd year?
- The Hartford Financial Services Group (HIG) reported group insurance policy — 3rd year of 15.9% in Q4 2025.
- How has The Hartford Financial Services Group's group insurance policy — 3rd year changed year-over-year?
- The Hartford Financial Services Group's group insurance policy — 3rd year decreased by 0.0% year-over-year, from 15.9% to 15.9%.
- What does group insurance policy — 3rd year mean?
- The total claims paid and reserved for group insurance policies three years after the policy year.