Skip to content
OpenCapital
Get started

American International Group AIG U.S. Personal Insurance — Year 3 (as a percent)

Other product segments

UK/Europe Property and Special Risks
18.7%0.0%
U.S. Financial Lines
15.7%-1.9%
U.S. Other Casualty
11.9%-13.8%
UK/Europe Casualty and Financial lines
10.9%-5.2%
U.S. Workers' Compensation (before discount)
10.5%-4.5%
U.S. Property and Special Risks
10.4%-4.6%
U.S. Excess Casualty
8.3%-6.7%
UK/Europe and Japan Personal Insurance
6.9%-1.4%

Similar metrics at other companies

United Fire Group logo
UFCSPersonal — Year 3
13.8%+7.6pp
Axis Capital Holders logo
AXSInsurance — Year 3
15.3%—
Kemper logo
KMPRPreferred Personal Automobile Insurance—Liability — Year 3
80.1%+2.2pp
Kemper logo
KMPRSpecialty Personal Automobile Insurance—Liability — Year 3
89.6%-0.9pp
The Hartford Financial Services Group logo
HIGPersonal automobile physical damage — 3rd Year
-0.2%-0.1pp
Everest Group logo
EGProperty Insurance — Year three
24.2%+1.7pp

Other financials

Income statement

See full
Revenue$6.7B-2.0%
Net income$763.0M+9.3%
EPS (diluted)$1.41+21.6%

Balance sheet

See full
Cash & equivalents$1.5B+4.4%
Total debt$10.0B+2.6%
Total equity$40.4B-2.5%
Total assets$161.54B-0.2%

Cash flow

See full
Operating cash flow$155.0M+377%
CapEx$60.0M+14.3%
Free cash flow$1.5B+53.0%

Valuation

See full
Market cap$40.07B-18.6%
P/E12.7×-2.7×
P/S1.5×-0.3×

Profitability

See full
Net margin11.9%+8.6pp
FCF margin21.5%—

Returns & leverage

See full
Return on equity7.7%+5.6pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by American International Group in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearThree.

The official record: American International Group’s 10-K, filed February 12, 2026, on SEC EDGAR. View the filing →

Ask your AI about American International Group's u.s. personal insurance — year 3 (as a percent).

Connect your AI assistant and compare segments, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is American International Group's U.S. personal insurance — year 3 (as a percent)?
American International Group (AIG) reported U.S. personal insurance — year 3 (as a percent) of 4.9% in Q4 2025.
How has American International Group's U.S. personal insurance — year 3 (as a percent) changed year-over-year?
American International Group's U.S. personal insurance — year 3 (as a percent) increased by 4.3% year-over-year, from 4.7% to 4.9%.
What does U.S. personal insurance — year 3 (as a percent) mean?
This metric represents the cumulative percentage of total ultimate losses paid out by the end of the third year following the accident year. It provides a mid-term view of the claim settlement lifecycle. Tracking this helps in assessing whether the company is effectively managing the tail risk of its personal insurance products.