Products & Services · Year 3 (as a percent)
U.S. Personal Insurance — Year 3 (as a percent)
American International Group U.S. Personal Insurance — Year 3 (as a percent) increased by 4.3% to 4.9% in Q4 2025 compared to the prior quarter.
Analysis
StatementSegment
CategoryEfficiency
SignalContext dependent
VolatilityStable
First reportedQ4 2022
Last reportedQ4 2025
How to read this metric
Deviations from historical averages in the third year can indicate changes in claim severity or shifts in the mix of business.
Detailed definition
This metric represents the cumulative percentage of total ultimate losses paid out by the end of the third year followin...
Peer comparison
Standard benchmark in actuarial loss development analysis.
Metric ID:
aig_segment_u_s_personal_insurance_year_3_as_a_percentHistorical Data
4 periods
| Q4 '22 | Q4 '23 | Q4 '24 | Q4 '25 | |
|---|---|---|---|---|
| Value | 5.5% | 5.2% | 4.7% | 4.9% |
| QoQ Change | — | -5.5% | -9.6% | +4.3% |
| YoY Change | — | -5.5% | -9.6% | +4.3% |
Range4.7% – 5.5%
Avg YoY Growth-3.6%
Median YoY Growth-5.5%
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Frequently Asked Questions
- What is American International Group's u.s. personal insurance — year 3 (as a percent)?
- American International Group (AIG) reported u.s. personal insurance — year 3 (as a percent) of 4.9% in Q4 2025.
- What does u.s. personal insurance — year 3 (as a percent) mean?
- The cumulative percentage of total expected claim costs paid out by the end of the third year.