Products & Services · Year Three

Property catastrophe — Year Three

Arch Capital Group Property catastrophe — Year Three decreased by 5.8% to -23.8% in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 5.8%, from -22.5% to -23.8%.

Analysis

StatementSegment
CategoryEfficiency
SignalContext dependent
VolatilityStable
First reportedQ4 2018
Last reportedQ4 2025

How to read this metric

Stability in year-three development suggests that the majority of claims have been reported and settled.

Detailed definition

This metric represents the loss development or claim activity observed during the third year following the inception of...

Peer comparison

Standard column in actuarial loss development triangles.

Metric ID: acgl_segment_property_catastrophe_year_three

Historical Data

5 periods
 Q4 '21Q4 '22Q4 '23Q4 '24Q4 '25
Value32.8%49.4%47.2%-22.5%-23.8%
QoQ Change+50.6%-4.5%-147.7%-5.8%
YoY Change+50.6%-4.5%-147.7%-5.8%
Range-23.8%49.4%
CAGR-27.4%
Avg YoY Growth-26.8%
Median YoY Growth-5.1%
Current Streak3 quarters decline

Frequently Asked Questions

What is Arch Capital Group's property catastrophe — year three?
Arch Capital Group (ACGL) reported property catastrophe — year three of -23.8% in Q4 2025.
How has Arch Capital Group's property catastrophe — year three changed year-over-year?
Arch Capital Group's property catastrophe — year three decreased by 5.8% year-over-year, from -22.5% to -23.8%.
What does property catastrophe — year three mean?
The loss activity observed during the third year of an underwriting period.