Products & Services · Year Five

Third party claims-made business — Year Five

Arch Capital Group Third party claims-made business — Year Five decreased by 7.0% to 13.3% in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 7.0%, from 14.3% to 13.3%. This is a positive signal — lower values indicate better performance for this metric.

Analysis

StatementSegment
CategoryRisk
SignalLower is better
VolatilityModerate
First reportedQ4 2018
Last reportedQ4 2025

How to read this metric

An increase may suggest adverse loss development, while a decrease indicates favorable reserve releases or better-than-expected claims experience.

Detailed definition

This metric represents the cumulative incurred losses or claims development for third-party claims-made insurance polici...

Peer comparison

Commonly reported in insurance loss development triangles as part of statutory or GAAP financial disclosures.

Metric ID: acgl_segment_third_party_claims_made_business_year_five

Historical Data

5 periods
 Q4 '21Q4 '22Q4 '23Q4 '24Q4 '25
Value12.7%13.6%14.3%14.3%13.3%
QoQ Change+7.1%+5.1%+0.0%-7.0%
YoY Change+7.1%+5.1%+0.0%-7.0%
Range12.7%14.3%
CAGR+4.7%
Avg YoY Growth+1.3%
Median YoY Growth+2.6%

Frequently Asked Questions

What is Arch Capital Group's third party claims-made business — year five?
Arch Capital Group (ACGL) reported third party claims-made business — year five of 13.3% in Q4 2025.
How has Arch Capital Group's third party claims-made business — year five changed year-over-year?
Arch Capital Group's third party claims-made business — year five decreased by 7.0% year-over-year, from 14.3% to 13.3%.
What does third party claims-made business — year five mean?
The total estimated claims cost for third-party policies five years after the policy year began.