Arch Capital Group Third party claims-made business — Year Six increased by 8.3% to 11.8% in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 8.3%, from 10.9% to 11.8%. This increase may warrant attention — for this metric, lower values are generally preferred.
Higher values relative to previous years indicate potential under-reserving, while lower values suggest conservative and effective initial reserving practices.
This metric tracks the development of incurred losses for third-party claims-made business at the six-year maturity inte...
Standard actuarial maturity point used by property and casualty insurers to evaluate long-tail liability performance.
acgl_segment_third_party_claims_made_business_year_six| Q4 '21 | Q4 '22 | Q4 '23 | Q4 '24 | Q4 '25 | |
|---|---|---|---|---|---|
| Value | 7.9% | 8.8% | 10.1% | 10.9% | 11.8% |
| QoQ Change | — | +11.4% | +14.8% | +7.9% | +8.3% |
| YoY Change | — | +11.4% | +14.8% | +7.9% | +8.3% |