Arch Capital Group Third party occurrence business — Year Two increased by 1.0% to 10.1% in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 1.0%, from 10.0% to 10.1%. This increase may warrant attention — for this metric, lower values are generally preferred.
Changes in year two activity help confirm or adjust the initial loss development factors used in actuarial modeling.
This metric captures the loss development or claim activity observed during the second year following the inception of t...
Standard actuarial development triangle component used to analyze claim reporting patterns across the industry.
acgl_segment_third_party_occurrence_business_year_two| Q4 '21 | Q4 '22 | Q4 '23 | Q4 '24 | Q4 '25 | |
|---|---|---|---|---|---|
| Value | 9.3% | 9.3% | 9.4% | 10% | 10.1% |
| QoQ Change | — | +0.0% | +1.1% | +6.4% | +1.0% |
| YoY Change | — | +0.0% | +1.1% | +6.4% | +1.0% |