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ACNB ACNB Short-Term Borrowings

Short-Term Borrowings at other companies

M&T Bank logo
M&T BankMTB
$7.8B+420%
CNB Financial logo
CNB FinancialCCNE
$164M
Citizens & Northern logo
Citizens & NorthernCZNC
$14.64M+2,647%
LCNB logo
LCNBLCNB
$0
Home Bancorp logo
Home BancorpHBCP
$0-100%
Farmers National Banc Corp logo
Farmers National Banc CorpFMNB
$361M+77.8%

Other financials

Income statement

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Revenue$52.5M+4.5%
Net income$15.2M+30.6%
EPS (diluted)$1.49+34.2%

Balance sheet

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Cash & equivalents$81.8M-20.6%
Total debt$367.4M-4.2%
Total equity$423.3M+7.1%
Total assets$3.3B+1.8%

Cash flow

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Operating cash flow$24.3M+1,903%
CapEx$516.0K
Free cash flow$24.0M+1,295%

Valuation

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Market cap$654.74M+44.7%
Enterprise value$940.27M+28.3%
P/E12×-6.0×
P/S3.3×+0.4×

Profitability

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Net margin27.1%+11.5pp
FCF margin39.5%+20.6pp

Returns & leverage

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Return on equity13.3%+6.0pp
Debt / equity0.9×-0.1×

Where this comes from

Reported directly by ACNB in its filing.

Tagged under the XBRL concept us-gaap:FederalHomeLoanBankAdvancesMaturitiesSummaryDueWithinOneYearOfBalanceSheetDate.

The source filing: ACNB’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 2:02 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001628280-26-054143
(Dollars in thousands)June 30, 2026 / AmountJune 30, 2026 / RateDecember 31, 2025 / AmountDecember 31, 2025 / Rate
FHLB fixed-rate advances maturing:
2026$40,0004.40%$80,0004.71%
202790,0004.5590,0004.55
202835,0004.2335,0004.23
202930,0004.2530,0004.25
Trust preferred subordinated debt 15,3985.625,3766.15
Subordinated debt 214,4865.8815,0004.00
Total$214,8844.56%$255,3764.52%

Item 1. Consolidated Statements of Condition (Unaudited)

FAQ

What is ACNB's short-term borrowings?
ACNB (ACNB) reported short-term borrowings of $40M in Q2 2026.
How has ACNB's short-term borrowings changed year-over-year?
ACNB's short-term borrowings decreased by 50.0% year-over-year, from $80M to $40M.
What is the long-term trend for ACNB's short-term borrowings?
Over 5 years (2020 to 2025), ACNB's short-term borrowings has grown at a 28.6% compound annual growth rate (CAGR), from $22.72M to $80M.
What does short-term borrowings mean?
Bank lines of credit, revolving credit facilities, and other short-term debt instruments with maturities under one year.

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