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Free cash flow at other companies

Union Bankshares logo
Union BanksharesUNB
$2.45M-37.5%
First US Bancshares, Inc. logo
First US Bancshares, Inc.FUSB
$3.63M+115%
National Bankshares logo
National BanksharesNKSH
$3.07M+91.6%
Citizens Financial Services, Inc. logo
Citizens Financial Services, Inc.CZFS
$17.89M+72.7%
Colony Bankcorp logo
Colony BankcorpCBAN
$53.83M+206%
Fidelity D & D Bancorp, Inc. logo
Fidelity D & D Bancorp, Inc.FDBC

Other financials

Income statement

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Revenue$8.1M+3.8%
Net income$2.3M+24.7%
EPS (diluted)$0.36+28.6%

Balance sheet

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Cash & equivalents$89.4M+19.6%
Total debt$911.0K-42.5%
Total equity$129.5M+5.9%
Total assets$924.7M+1.3%

Cash flow

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Operating cash flow$4.4M+130%
CapEx$45.0K-69.0%

Valuation

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Market cap$137.62M+17.9%
P/E15.7×-0.9×
P/S4.1×+0.4×

Profitability

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Net margin26.3%+7.6pp
FCF margin41.4%+19.1pp

Returns & leverage

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Return on equity7%+2.1pp
Debt / equity0.0×

Where this comes from

Calculated from Affinity Bancshares, Inc.’s reported figures.

The official record: Affinity Bancshares, Inc.’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Affinity Bancshares, Inc.'s free cash flow?
Affinity Bancshares, Inc. (AFBI) reported free cash flow of $4.36M in Q1 2026.
How has Affinity Bancshares, Inc.'s free cash flow changed year-over-year?
Affinity Bancshares, Inc.'s free cash flow increased by 145.9% year-over-year, from $1.77M to $4.36M.
What is the long-term trend for Affinity Bancshares, Inc.'s free cash flow?
Over 2 years (2023 to 2025), Affinity Bancshares, Inc.'s free cash flow has grown at a 23.6% compound annual growth rate (CAGR), from $7.35M to $11.22M.
What does free cash flow mean?
Free cash flow represents the cash generated by a company after accounting for cash outflows to support operations and maintain or expand its capital asset base. It serves as a critical indicator of a company's ability to fund organic growth, pay down debt, or return capital to shareholders without relying on external financing.