What is Affinity Bancshares, Inc.'s debt-to-equity?

Affinity Bancshares, Inc. (AFBI) reported debt-to-equity of 0× in Q4 2025.

What is the long-term trend for Affinity Bancshares, Inc.'s debt-to-equity?

Over 3 years (2022 to 2025), Affinity Bancshares, Inc.'s debt-to-equity has grown at a -32.1% compound annual growth rate (CAGR), from 0× to 0×.

What does debt-to-equity mean?

Total debt (including capitalized leases and financing obligations) divided by shareholders' equity at the quarter end. Measures how much the company is financed by debt relative to equity.

Affinity Bancshares, Inc. AFBI Debt-to-equity

Debt-to-equity at other companies

Bank of AmericaBAC

1.1×+0.1×

Truist FinancialTFC

1.1×—

Union BanksharesUNB

0×0.0×

National BanksharesNKSH

0×0.0×

Citizens Financial Services, Inc.CZFS

0.6×-0.4×

Fidelity D & D Bancorp, Inc.FDBC

——

Other financials

Income statement

See full

Revenue$8.1M+3.8%

Net income$2.3M+24.7%

EPS (diluted)$0.36+28.6%

Balance sheet

See full

Cash & equivalents$89.4M+19.6%

Total debt$911.0K-42.5%

Total equity$129.5M+5.9%

Total assets$924.7M+1.3%

Cash flow

See full

Operating cash flow$4.4M+130%

CapEx$45.0K-69.0%

Free cash flow$4.4M+146%

Valuation

See full

Market cap$137.62M+17.9%

P/E15.7×-0.9×

P/S4.1×+0.4×

Profitability

See full

Net margin26.3%+7.6pp

FCF margin41.4%+19.1pp

Returns & leverage

See full

Return on equity7%+2.1pp

Where this comes from

Calculated from Affinity Bancshares, Inc.’s reported figures.

total debt/total stockholders equity=0×

Based on the most recent quarter.

The official record: Affinity Bancshares, Inc.’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

Ask your AI about Affinity Bancshares, Inc.'s debt-to-equity.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI

Claude

Questions, answered.

What is Affinity Bancshares, Inc.'s debt-to-equity?: Affinity Bancshares, Inc. (AFBI) reported debt-to-equity of 0× in Q4 2025.
What is the long-term trend for Affinity Bancshares, Inc.'s debt-to-equity?: Over 3 years (2022 to 2025), Affinity Bancshares, Inc.'s debt-to-equity has grown at a -32.1% compound annual growth rate (CAGR), from 0× to 0×.
What does debt-to-equity mean?: Total debt (including capitalized leases and financing obligations) divided by shareholders' equity at the quarter end. Measures how much the company is financed by debt relative to equity.