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Return on equity at other companies

Bank of America logo
Bank of AmericaBAC
10.7%+1.2pp
Truist Financial logo
Truist FinancialTFC
8.2%
Union Bankshares logo
Union BanksharesUNB
15.4%+2.2pp
National Bankshares logo
National BanksharesNKSH
9.9%+4.2pp
Citizens Financial Services, Inc. logo
Citizens Financial Services, Inc.CZFS
12.1%+2.4pp
Fidelity D & D Bancorp, Inc. logo
Fidelity D & D Bancorp, Inc.FDBC

Other financials

Income statement

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Revenue$8.1M+3.8%
Net income$2.3M+24.7%
EPS (diluted)$0.36+28.6%

Balance sheet

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Cash & equivalents$89.4M+19.6%
Total debt$911.0K-42.5%
Total equity$129.5M+5.9%
Total assets$924.7M+1.3%

Cash flow

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Operating cash flow$4.4M+130%
CapEx$45.0K-69.0%
Free cash flow$4.4M+146%

Valuation

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Market cap$137.62M+17.9%
P/E15.7×-0.9×
P/S4.1×+0.4×

Profitability

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Net margin26.3%+7.6pp
FCF margin41.4%+19.1pp

Returns & leverage

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Debt / equity0.0×

Where this comes from

Calculated from Affinity Bancshares, Inc.’s reported figures.

Based on trailing twelve months.

The official record: Affinity Bancshares, Inc.’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Affinity Bancshares, Inc.'s return on equity?
Affinity Bancshares, Inc. (AFBI) reported return on equity of 7% in Q1 2026.
How has Affinity Bancshares, Inc.'s return on equity changed year-over-year?
Affinity Bancshares, Inc.'s return on equity increased by 44.3% year-over-year, from 4.8% to 7%.
What is the long-term trend for Affinity Bancshares, Inc.'s return on equity?
Over 5 years (2020 to 2025), Affinity Bancshares, Inc.'s return on equity has grown at a 10.7% compound annual growth rate (CAGR), from 3.9% to 6.5%.
What does return on equity mean?
Trailing-twelve-month net income divided by average shareholders' equity (average of the start and end of the trailing-twelve-month window). Measures the profit generated on each dollar of shareholder capital.