Other
Loans modified after 12 months
Affirm Holdings, Inc. Loans modified after 12 months increased by 7.2% to $23.60M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 68.8%, from $13.98M to $23.60M. This increase may warrant attention — for this metric, lower values are generally preferred.
Analysis
StatementBalance Sheet Statement
SectionOther
CategoryRisk
SignalLower is better
VolatilityModerate
First reportedQ1 2025
Last reportedQ1 2026
How to read this metric
An increase suggests rising credit stress in the portfolio, while a decrease indicates improved borrower stability or successful workout outcomes.
Detailed definition
This metric represents the total outstanding balance of loans that have undergone formal modification or restructuring a...
Peer comparison
Peer banks report similar metrics under troubled debt restructuring or modified loan disclosures.
Metric ID:
other_financing_receivable_excluding_accrued_interest_mo_1faa0fHistorical Data
10 periods
| Q1 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Value | $5.56M | $20.59M | $30.96M | $45.11M | $26.22M | $19.79M | $13.98M | $14.04M | $22.01M | $23.60M |
| QoQ Change | — | +270.0% | +50.4% | +45.7% | -41.9% | -24.5% | -29.4% | +0.5% | +56.8% | +7.2% |
| YoY Change | — | — | — | +710.9% | +27.4% | -36.1% | -69.0% | -46.4% | +11.3% | +68.8% |
Range$5.56M – $45.11M
CAGR+90.1%
Avg YoY Growth+95.3%
Median YoY Growth+11.3%
Current Streak3 quarters growth
Loans modified after 12 months at Other Companies
Frequently Asked Questions
- What is Affirm Holdings, Inc.'s loans modified after 12 months?
- Affirm Holdings, Inc. (AFRM) reported loans modified after 12 months of $23.60M in Q1 2026.
- How has Affirm Holdings, Inc.'s loans modified after 12 months changed year-over-year?
- Affirm Holdings, Inc.'s loans modified after 12 months increased by 68.8% year-over-year, from $13.98M to $23.60M.
- What does loans modified after 12 months mean?
- The total value of loans that have been restructured or modified after being held for at least one year.