Products & Services · Year 8 (as a percent)

U.S. Financial Lines — Year 8 (as a percent)

American International Group U.S. Financial Lines — Year 8 (as a percent) decreased by 11.3% to 5.5% in Q4 2025 compared to the prior quarter. This decline may warrant attention — for this metric, higher values are generally preferred.

Analysis

StatementSegment
CategoryRisk
SignalHigher is better
VolatilityStable
First reportedQ4 2022
Last reportedQ4 2025

How to read this metric

Stable or positive development at this stage indicates high confidence in the adequacy of long-term loss reserves.

Detailed definition

This metric measures the reserve development percentage for the U.S. Financial Lines segment at the eight-year maturity...

Peer comparison

Comparable to 'Tail Development' metrics found in the actuarial disclosures of global insurance conglomerates.

Metric ID: aig_segment_u_s_financial_lines_year_8_as_a_percent

Historical Data

4 periods
 Q4 '22Q4 '23Q4 '24Q4 '25
Value4.8%5.8%6.2%5.5%
QoQ Change+20.8%+6.9%-11.3%
YoY Change+20.8%+6.9%-11.3%
Range4.8%6.2%
Avg YoY Growth+5.5%
Median YoY Growth+6.9%

Frequently Asked Questions

What is American International Group's u.s. financial lines — year 8 (as a percent)?
American International Group (AIG) reported u.s. financial lines — year 8 (as a percent) of 5.5% in Q4 2025.
What does u.s. financial lines — year 8 (as a percent) mean?
The percentage adjustment to insurance loss reserves for policies eight years after their inception.