American International Group AIG Percentage payout of incurred claims, year five

Percentage payout of incurred claims, year five at other companies

W.R. BerkleyWRB

13.5%+0.3pp

W.R. BerkleyWRB

16.4%+0.2pp

W.R. BerkleyWRB

9.1%+0.9pp

W.R. BerkleyWRB

11%+0.4pp

ASI

Ategrity Specialty Insurance Company HoldingsASIC

2.1%—

W.R. BerkleyWRB

7.4%+0.9pp

Segments

By product

See full

U.S. Other Casualty12.6%-5.3%

U.S. Financial Lines12.5%+1.6%

U.S. Excess Casualty10.9%+0.9%

UK/Europe Casualty and Financial lines9%+1.1%

U.S. Workers' Compensation (before discount)4.8%+6.7%

U.S. Property and Special Risks4.7%-7.8%

Other financials

Income statement

See full

Revenue$6.7B-2.0%

Net income$763.0M+9.3%

EPS (diluted)$1.41+21.6%

Balance sheet

See full

Cash & equivalents$1.5B+4.4%

Total debt$10.0B+2.6%

Total equity$40.4B-2.5%

Total assets$161.54B-0.2%

Cash flow

See full

Operating cash flow$155.0M+377%

CapEx$60.0M+14.3%

Free cash flow$1.5B+53.0%

Valuation

See full

Market cap$40.07B-18.6%

P/E12.7×-2.7×

P/S1.5×-0.3×

Profitability

See full

Net margin11.9%+8.6pp

FCF margin21.5%—

Returns & leverage

See full

Return on equity7.7%+5.6pp

Debt / equity0.2×0.0×