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Allstate ALL Auto insurance - liability coverage — Net outstanding liabilities

Other product segments

Homeowners
$4.12B-3.4%
Other personal lines
$2.66B+17.6%
Run-off Property-Liability
$1.33B
Commercial lines
$1.13B-31.5%
Auto insurance - physical damage coverage
$597M
Other business lines
$93M-30.1%
Protection Services
$60M

Similar metrics at other companies

Mercury General logo
MCYProperty insurance product line, automobile — Net outstanding liabilities
$2.48B+10.8%
Axis Capital Holders logo
AXSInsurance — Gross outstanding liabilities
$11.09B+5.2%
The Travelers Companies logo
TRVAutomobile — Liability for Unpaid Claims and Claims Adjustment Expense, Net
$9.73B+7.0%
The Hartford Financial Services Group logo
HIGAutomobiles — Liability for Unpaid Claims and Claims Adjustment Expense, Net
$3.52B+7.3%
The Hartford Financial Services Group logo
HIGProperty Insurance — Liability for Unpaid Claims and Claims Adjustment Expense, Net
$991M-2.4%
Ally Financial logo
ALLYLiability for Unpaid Claims and Claims Adjustment Expense, Net
$180M-6.3%

Other financials

Income statement

See full
Revenue$16.9B+3.0%
Net income$2.5B+313%
EPS (diluted)$9.25+338%

Balance sheet

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Cash & equivalents$697.0M-17.0%
Total debt$7.5B-7.4%
Total equity$31.6B+43.3%
Total assets$123.97B+7.7%

Cash flow

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Operating cash flow$3.6B+81.4%
CapEx$40.0M-56.5%
Free cash flow$3.5B+88.1%

Valuation

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Market cap$60.12B+15.3%
Enterprise value$66.91B+12.6%
P/E-8.0×
P/S0.9×+0.1×

Profitability

See full
Net margin17.8%+11.6pp
FCF margin16.9%+3.2pp

Returns & leverage

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Return on equity45.2%+25.4pp
Debt / equity0.2×-0.1×

Where this comes from

Reported directly by Allstate in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsLiabilityForUnpaidClaimsAndAllocatedClaimAdjustmentExpenseNet.

The official record: Allstate’s 10-K, filed February 20, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Allstate's auto insurance - liability coverage — net outstanding liabilities?
Allstate (ALL) reported auto insurance - liability coverage — net outstanding liabilities of $21.52B in Q4 2025.
How has Allstate's auto insurance - liability coverage — net outstanding liabilities changed year-over-year?
Allstate's auto insurance - liability coverage — net outstanding liabilities increased by 1.6% year-over-year, from $21.18B to $21.52B.
What does auto insurance - liability coverage — net outstanding liabilities mean?
This represents the total net liability for unpaid claims and adjustment expenses for the auto liability segment at a specific point in time. It is the sum of all reserves for claims that have been reported but not yet paid, plus IBNR. This is a fundamental measure of the company's total future financial obligation for this segment.