Allstate ALL Homeowners — Net outstanding liabilities

Other product segments

Similar metrics at other companies

SIGIHomeowners — Total liabilities for unpaid loss and loss expenses, net of reinsurance

$57.4M+7.5%

MCYProperty insurance product line, homeowners' — Net outstanding liabilities

$530.46M+25.0%

HMNHomeowners — Short-Duration Insurance Contracts, Liability for Unpaid Claims and Allocated Claim Adjustment Expense, Net

$51.8M-18.2%

CINFHomeowner — Total liabilities for loss and ALAE, net of reinsurance

49,800,000,000%+8,400,000,000pp

SAFTHomeowners Liability — Shortduration Insurance Contracts Liability For Unpaid Claims And Allocated Claim Adjustment Expense Net Not Separately Presented

3,100,000%-17,000,000pp

HMNHomeowners — Total of Incurred- But-Not-Reported Liabilities Plus Expected Development on Reported Claims

$19.2M-42.0%

Questions, answered.

What is Allstate's homeowners — net outstanding liabilities?

Allstate (ALL) reported homeowners — net outstanding liabilities of $4.12B in Q4 2025.

How has Allstate's homeowners — net outstanding liabilities changed year-over-year?

Allstate's homeowners — net outstanding liabilities decreased by 3.4% year-over-year, from $4.27B to $4.12B.

What does homeowners — net outstanding liabilities mean?

This represents the total net liability for unpaid claims and claim adjustment expenses for the homeowners segment. It is the aggregate amount the company expects to pay in the future for all reported and unreported claims, net of reinsurance.