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Allstate ALL Other personal lines — Net outstanding liabilities

Other product segments

Auto insurance - liability coverage
$21.52B
Homeowners
$4.12B-3.4%
Run-off Property-Liability
$1.33B
Commercial lines
$1.13B-31.5%
Auto insurance - physical damage coverage
$597M
Other business lines
$93M-30.1%
Protection Services
$60M

Similar metrics at other companies

Progressive logo
PGROther business — Liabilities for unpaid claims and claim adjustment expenses, net of reinsurance
$173M-2.3%
Arch Capital Group logo
ACGLOther short duration lines not included — Liabilities for losses and loss adjustment expenses, net of reinsurance
$1.44B-39.8%
Everest Group logo
EGProperty, Liability and Casualty Insurance Product Line — Liabilities for unpaid claims and claim adjustment expenses, net of reinsurance
1,870,100,000,000%+257,900,000,000pp
Aflac logo
AFLOther — Liability for Future Policy Benefit, after Reinsurance
$3.21B-17.2%
CNA Financial logo
CNAProperty and Other — Total net liability for unpaid claim and claim adjustment expenses
LTR
LTROther Lines Of Business — Liability For Unpaid Claims And Claims Adjustment Expense Net

Other financials

Income statement

See full
Revenue$16.9B+3.0%
Net income$2.5B+313%
EPS (diluted)$9.25+338%

Balance sheet

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Cash & equivalents$697.0M-17.0%
Total debt$7.5B-7.4%
Total equity$31.6B+43.3%
Total assets$123.97B+7.7%

Cash flow

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Operating cash flow$3.6B+81.4%
CapEx$40.0M-56.5%
Free cash flow$3.5B+88.1%

Valuation

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Market cap$56.93B-1.9%
Enterprise value$63.73B-2.4%
P/E4.7×-9.8×
P/S0.8×-0.1×

Profitability

See full
Net margin17.8%+11.6pp
FCF margin16.9%+3.2pp

Returns & leverage

See full
Return on equity45.2%+25.4pp
Debt / equity0.2×-0.1×

Where this comes from

Reported directly by Allstate in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsLiabilityForUnpaidClaimsAndAllocatedClaimAdjustmentExpenseNet.

The official record: Allstate’s 10-K, filed February 20, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Allstate's other personal lines — net outstanding liabilities?
Allstate (ALL) reported other personal lines — net outstanding liabilities of $2.66B in Q4 2025.
How has Allstate's other personal lines — net outstanding liabilities changed year-over-year?
Allstate's other personal lines — net outstanding liabilities increased by 17.6% year-over-year, from $2.27B to $2.66B.
What does other personal lines — net outstanding liabilities mean?
The net amount of money the insurer expects to pay in the future for claims that have already occurred in the other personal lines segment.
How do you interpret other personal lines — net outstanding liabilities?
An increase indicates a growing backlog of unpaid claims or potential reserve strengthening, while a decrease suggests efficient claim resolution or reduced future liability exposure.
How does other personal lines — net outstanding liabilities compare across companies?
Comparable to 'Net Loss Reserves' or 'Net Outstanding Claims' reported by property and casualty insurance peers.