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Allstate ALL Commercial lines — Net outstanding liabilities

Other product segments

Auto insurance - liability coverage
$21.52B—
Homeowners
$4.12B-3.4%
Other personal lines
$2.66B+17.6%
Run-off Property-Liability
$1.33B—
Auto insurance - physical damage coverage
$597M—
Other business lines
$93M-30.1%
Protection Services
$60M—

Similar metrics at other companies

The Hartford Financial Services Group logo
HIGProperty And Casualty Commercial Insurance Product Line — Liability For Unpaid Claims And Claims Adjustment Expense Net
$9.19B—
Everest Group logo
EGProperty, Liability and Casualty Insurance Product Line — Liabilities for unpaid claims and claim adjustment expenses, net of reinsurance
1,870,100,000,000%+257,900,000,000pp
LTR
LTRProperty And Casualty Commercial Insurance Product Line — Liability For Unpaid Claims And Claims Adjustment Expense Net
——
LTR
LTRCommercial — Liability For Unpaid Claims And Claims Adjustment Expense Net
——
LTR
LTRCommercial Auto — Liability For Unpaid Claims And Claims Adjustment Expense Net
——
CNA Financial logo
CNACommercial Auto — Liability For Unpaid Claims And Claims Adjustment Expense Net
——

Other financials

Income statement

See full
Revenue$16.9B+3.0%
Net income$2.5B+313%
EPS (diluted)$9.25+338%

Balance sheet

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Cash & equivalents$697.0M-17.0%
Total debt$7.5B-7.4%
Total equity$31.6B+43.3%
Total assets$123.97B+7.7%

Cash flow

See full
Operating cash flow$3.6B+81.4%
CapEx$40.0M-56.5%
Free cash flow$3.5B+88.1%

Valuation

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Market cap$56.93B-1.9%
Enterprise value$63.73B-2.4%
P/E4.7×-9.8×
P/S0.8×-0.1×

Profitability

See full
Net margin17.8%+11.6pp
FCF margin16.9%+3.2pp

Returns & leverage

See full
Return on equity45.2%+25.4pp
Debt / equity0.2×-0.1×

Where this comes from

Reported directly by Allstate in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsLiabilityForUnpaidClaimsAndAllocatedClaimAdjustmentExpenseNet.

The official record: Allstate’s 10-K, filed February 20, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Allstate's commercial lines — net outstanding liabilities?
Allstate (ALL) reported commercial lines — net outstanding liabilities of $1.13B in Q4 2025.
How has Allstate's commercial lines — net outstanding liabilities changed year-over-year?
Allstate's commercial lines — net outstanding liabilities decreased by 31.5% year-over-year, from $1.65B to $1.13B.
What does commercial lines — net outstanding liabilities mean?
The total amount of money the company expects to pay for claims that have happened but are not yet fully settled, net of reinsurance.
How do you interpret commercial lines — net outstanding liabilities?
An increase in net outstanding liabilities may indicate growing business volume or deteriorating loss trends, while a decrease suggests the company is settling claims faster than it is incurring new ones.
How does commercial lines — net outstanding liabilities compare across companies?
Comparable to 'Net Loss Reserves' or 'Net Unpaid Claims' reported by other insurance carriers.