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Allstate ALL Other business lines — Net outstanding liabilities

Other product segments

Auto insurance - liability coverage
2,152,100,000,000%
Homeowners
412,200,000,000%-3.4%
Other personal lines
266,400,000,000%+17.6%
Run-off Property-Liability
132,600,000,000%
Commercial lines
113,300,000,000%-31.5%
Auto insurance - physical damage coverage
59,700,000,000%
Protection Services
6,000,000,000%

Similar metrics at other companies

W.R. Berkley logo
WRBOther — Short-Duration Insurance Contracts, Liability for Unpaid Claims and Allocated Claim Adjustment Expense, Net
22,293,000,000%+4,230,200,000pp
Progressive logo
PGROther business — Liabilities for unpaid claims and claim adjustment expenses, net of reinsurance
$173M-2.3%
Prudential Financial logo
PRUOther Businesses — Net Liability
$44M-22.8%
Arch Capital Group logo
ACGLOther short duration lines not included — Liabilities for losses and loss adjustment expenses, net of reinsurance
$1.44B-39.8%
LTR
LTROther Lines Of Business — Liability For Unpaid Claims And Claims Adjustment Expense Net
LTR
LTRSurety — Liability For Unpaid Claims And Claims Adjustment Expense Net

Other financials

Income statement

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Revenue$16.9B+3.0%
Net income$2.5B+313%
EPS (diluted)$9.25+338%

Balance sheet

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Cash & equivalents$697.0M-17.0%
Total debt$7.5B-7.4%
Total equity$31.6B+43.3%
Total assets$123.97B+7.7%

Cash flow

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Operating cash flow$3.6B+81.4%
CapEx$40.0M-56.5%
Free cash flow$3.5B+88.1%

Valuation

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Market cap$56.93B-1.9%
Enterprise value$63.73B-2.4%
P/E4.7×-9.8×
P/S0.8×-0.1×

Profitability

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Net margin17.8%+11.6pp
FCF margin16.9%+3.2pp

Returns & leverage

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Return on equity45.2%+25.4pp
Debt / equity0.2×-0.1×

Where this comes from

Reported directly by Allstate in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsLiabilityForUnpaidClaimsAndAllocatedClaimAdjustmentExpenseNet.

The official record: Allstate’s 10-K, filed February 20, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Allstate's other business lines — net outstanding liabilities?
Allstate (ALL) reported other business lines — net outstanding liabilities of 9,300,000,000% in Q4 2025.
What does other business lines — net outstanding liabilities mean?
The total estimated amount of money the company expects to pay out for future claims in its secondary business lines.
How do you interpret other business lines — net outstanding liabilities?
An increase suggests growing future obligations, which requires adequate capital reserves, while a decrease may indicate a reduction in long-term risk exposure.
How does other business lines — net outstanding liabilities compare across companies?
Comparable to 'Loss Reserves' or 'Outstanding Claims Liabilities' across the insurance industry.