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Allstate ALL Auto insurance - physical damage coverage — Net outstanding liabilities

Other product segments

Auto insurance - liability coverage
$21.52B
Homeowners
$4.12B-3.4%
Other personal lines
$2.66B+17.6%
Run-off Property-Liability
$1.33B
Commercial lines
$1.13B-31.5%
Other business lines
$93M-30.1%
Protection Services
$60M

Similar metrics at other companies

Mercury General logo
MCYProperty insurance product line, automobile — Net outstanding liabilities
$2.48B+10.8%
Horace Mann Educators logo
HMNAuto physical damage — Short-Duration Insurance Contracts, Liability for Unpaid Claims and Allocated Claim Adjustment Expense, Net
$6.3M
The Hartford Financial Services Group logo
HIGPersonal automobile physical damage — Liability for Unpaid Claims and Claims Adjustment Expense, Net
$65M-16.7%
The Hartford Financial Services Group logo
HIGCommercial automobile physical damage — Liability for Unpaid Claims and Claims Adjustment Expense, Net
$28M-9.7%
Hagerty logo
HGTYAuto — Liability for Unpaid Claims and Claims Adjustment Expense, Net
$162.88M+0.1%
The Hartford Financial Services Group logo
HIGProperty Insurance — Liability for Unpaid Claims and Claims Adjustment Expense, Net
$991M-2.4%

Other financials

Income statement

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Revenue$16.9B+3.0%
Net income$2.5B+313%
EPS (diluted)$9.25+338%

Balance sheet

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Cash & equivalents$697.0M-17.0%
Total debt$7.5B-7.4%
Total equity$31.6B+43.3%
Total assets$123.97B+7.7%

Cash flow

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Operating cash flow$3.6B+81.4%
CapEx$40.0M-56.5%
Free cash flow$3.5B+88.1%

Valuation

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Market cap$60.12B+15.3%
Enterprise value$66.91B+12.6%
P/E-8.0×
P/S0.9×+0.1×

Profitability

See full
Net margin17.8%+11.6pp
FCF margin16.9%+3.2pp

Returns & leverage

See full
Return on equity45.2%+25.4pp
Debt / equity0.2×-0.1×

Where this comes from

Reported directly by Allstate in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsLiabilityForUnpaidClaimsAndAllocatedClaimAdjustmentExpenseNet.

The official record: Allstate’s 10-K, filed February 20, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Allstate's auto insurance - physical damage coverage — net outstanding liabilities?
Allstate (ALL) reported auto insurance - physical damage coverage — net outstanding liabilities of $597M in Q4 2025.
How has Allstate's auto insurance - physical damage coverage — net outstanding liabilities changed year-over-year?
Allstate's auto insurance - physical damage coverage — net outstanding liabilities decreased by 17.2% year-over-year, from $721M to $597M.
What does auto insurance - physical damage coverage — net outstanding liabilities mean?
This represents the total net liability for unpaid claims and claim adjustment expenses for the physical damage segment at a specific point in time. It is the sum of all reserves held for both reported and unreported claims, net of expected recoveries. This is the primary balance sheet figure for insurance obligations.