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Ally Financial ALLY Time deposits

Time deposits at other companies

ChoiceOne Financial logo
ChoiceOne FinancialCOFS
$598.74M
JPMorgan Chase logo
JPMorgan ChaseJPM

Other financials

Income statement

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Revenue$2.1B+36.4%
Net income$319.0M+242%
EPS (diluted)$0.93+213%

Balance sheet

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Cash & equivalents$11.2B-1.6%
Total debt$22.8B+26.9%
Total equity$15.6B+9.7%
Total assets$197.27B+2.0%

Cash flow

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Operating cash flow$1.4B+45.9%
CapEx-
Free cash flow$1.1B-2.9%

Valuation

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Market cap$14.2B+25.1%
Enterprise value$25.73B+44.0%
P/E10.2×-27.7×
P/S1.7×+0.2×

Profitability

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Net margin16.5%+12.6pp
FCF margin55.3%

Returns & leverage

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Return on equity9.4%+7.2pp
Debt / equity1.5×+0.2×

Where this comes from

Reported directly by Ally Financial in its filing.

Tagged under the XBRL concept us-gaap:TimeDepositsAtOrAboveFDICInsuranceLimit.

The official record: Ally Financial’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Ally Financial's time deposits?
Ally Financial (ALLY) reported time deposits of $5.9B in Q1 2026.
How has Ally Financial's time deposits changed year-over-year?
Ally Financial's time deposits decreased by 9.2% year-over-year, from $6.5B to $5.9B.
What is the long-term trend for Ally Financial's time deposits?
Over 5 years (2020 to 2025), Ally Financial's time deposits has grown at a -6.3% compound annual growth rate (CAGR), from $8.6B to $6.2B.
What does time deposits mean?
This represents the total balance of customer funds held in interest-bearing accounts with a specified maturity date, such as certificates of deposit. These deposits are a core component of a bank's funding strategy, providing a stable source of liquidity compared to demand deposits. The volume and cost of these deposits are critical to managing the bank's net interest margin.