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Ally Financial ALLY Percentage payout of incurred claims, year six

Percentage payout of incurred claims, year six at other companies

Markel logo
MarkelMKL
6.1%+0.3pp
W.R. Berkley logo
W.R. BerkleyWRB
2.3%+0.8pp
Everest Group logo
Everest GroupEG
8.4%+1.2pp
RenaissanceRe Holdings logo
RenaissanceRe HoldingsRNR
1.1%+0.2pp
Arch Capital Group logo
Arch Capital GroupACGL
10.4%-0.2pp
Markel logo
MarkelMKL
2.9%+0.5pp

Other financials

Income statement

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Revenue$2.1B+36.4%
Net income$319.0M+242%
EPS (diluted)$0.93+213%

Balance sheet

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Cash & equivalents$11.2B-1.6%
Total debt$22.8B+26.9%
Total equity$15.6B+9.7%
Total assets$197.27B+2.0%

Cash flow

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Operating cash flow$1.4B+45.9%
CapEx-
Free cash flow$1.1B-2.9%

Valuation

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Market cap$13.94B+7.8%
Enterprise value$25.47B+33.3%
P/E10×-33.1×
P/S1.7×0.0×

Profitability

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Net margin16.5%+12.6pp
FCF margin55.3%

Returns & leverage

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Return on equity9.4%+7.2pp
Debt / equity1.5×+0.2×

Where this comes from

Reported directly by Ally Financial in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearSix.

The official record: Ally Financial’s 10-K, filed February 25, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Ally Financial's percentage payout of incurred claims, year six?
Ally Financial (ALLY) reported percentage payout of incurred claims, year six of 0% in Q4 2025.
What is the long-term trend for Ally Financial's percentage payout of incurred claims, year six?
Over 5 years (2020 to 2025), Ally Financial's percentage payout of incurred claims, year six has grown at a -100.0% compound annual growth rate (CAGR), from 0.1% to 0%.
What does percentage payout of incurred claims, year six mean?
The portion of insurance claims paid out within six years of the claim event.
How do you interpret percentage payout of incurred claims, year six?
Significant changes in payout patterns at this late stage may indicate shifts in long-term liability exposure or litigation trends.
How does percentage payout of incurred claims, year six compare across companies?
Used by actuaries to validate long-term reserve adequacy against historical performance.