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Ally Financial ALLY Short-Term Debt - Weighted-Average Interest Rate

Short-Term Debt - Weighted-Average Interest Rate at other companies

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Penske Automotive GroupPAG

Other financials

Income statement

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Revenue$2.1B+36.4%
Net income$319.0M+242%
EPS (diluted)$0.93+213%

Balance sheet

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Cash & equivalents$11.2B-1.6%
Total debt$22.8B+26.9%
Total equity$15.6B+9.7%
Total assets$197.27B+2.0%

Cash flow

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Operating cash flow$1.4B+45.9%
CapEx-
Free cash flow$1.1B-2.9%

Valuation

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Market cap$13.94B+7.8%
Enterprise value$25.47B+33.3%
P/E10×-33.1×
P/S1.7×0.0×

Profitability

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Net margin16.5%+12.6pp
FCF margin55.3%

Returns & leverage

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Return on equity9.4%+7.2pp
Debt / equity1.5×+0.2×

Where this comes from

Reported directly by Ally Financial in its filing.

Tagged under the XBRL concept us-gaap:ShortTermDebtWeightedAverageInterestRate.

The official record: Ally Financial’s 10-K, filed February 25, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Ally Financial's short-term debt - weighted-average interest rate?
Ally Financial (ALLY) reported short-term debt - weighted-average interest rate of 4% in Q4 2025.
How has Ally Financial's short-term debt - weighted-average interest rate changed year-over-year?
Ally Financial's short-term debt - weighted-average interest rate decreased by 14.9% year-over-year, from 4.7% to 4%.
What is the long-term trend for Ally Financial's short-term debt - weighted-average interest rate?
Over 5 years (2020 to 2025), Ally Financial's short-term debt - weighted-average interest rate has grown at a 67.9% compound annual growth rate (CAGR), from 0.3% to 4%.
What does short-term debt - weighted-average interest rate mean?
The average interest rate the company pays on its short-term debt.
How do you interpret short-term debt - weighted-average interest rate?
An increase indicates rising funding costs, which can compress net interest margins if not offset by higher asset yields.
How does short-term debt - weighted-average interest rate compare across companies?
Commonly reported by financial institutions to provide transparency into the cost of their short-term funding mix.