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Ally Financial ALLY Deconsolidation of debt related to loans sold

Deconsolidation of debt related to loans sold at other companies

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SoFi Technologies, Inc.SOFI
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American Homes 4 RentAMH
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Popular logo
PopularBPOP

Other financials

Income statement

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Revenue$2.1B+36.4%
Net income$319.0M+242%
EPS (diluted)$0.93+213%

Balance sheet

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Cash & equivalents$11.2B-1.6%
Total debt$22.8B+26.9%
Total equity$15.6B+9.7%
Total assets$197.27B+2.0%

Cash flow

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Operating cash flow$1.4B+45.9%
CapEx-
Free cash flow$1.1B-2.9%

Valuation

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Market cap$13.94B+7.8%
Enterprise value$25.47B+33.3%
P/E10×-33.1×
P/S1.7×0.0×

Profitability

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Net margin16.5%+12.6pp
FCF margin55.3%

Returns & leverage

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Return on equity9.4%+7.2pp
Debt / equity1.5×+0.2×

Where this comes from

Reported directly by Ally Financial in its filing.

Tagged under the XBRL concept ally:DeconsolidationOfDebtRelatedToLoansSold.

The official record: Ally Financial’s 10-K, filed February 25, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Ally Financial's deconsolidation of debt related to loans sold?
Ally Financial (ALLY) reported deconsolidation of debt related to loans sold of $0 in Q4 2025.
What does deconsolidation of debt related to loans sold mean?
The amount of debt removed from the balance sheet as a result of selling or securitizing loan assets.
How do you interpret deconsolidation of debt related to loans sold?
An increase indicates higher volume of asset sales or securitization activity, potentially signaling a strategy to reduce leverage or generate liquidity. A decrease suggests a shift toward holding more assets on the balance sheet or reduced securitization market activity.
How does deconsolidation of debt related to loans sold compare across companies?
Common among financial institutions and banks that utilize securitization markets to manage capital and liquidity, such as mortgage lenders and consumer finance companies.