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Amalgamated Financial Corp. AMAL Tier 1 Leverage Well-Capitalized Requirement

Tier 1 Leverage Well-Capitalized Requirement at other companies

Tompkins Financial logo
Tompkins FinancialTMP
$416.51M+4.6%
Amalgamated Financial Corp. logo
Amalgamated Financial Corp.AMAL
$431.39M+3.3%
Heritage Financial logo
Heritage FinancialHFWA
$337.58M-3.2%
Blackrock logo
BlackrockBLK
$63M-6.0%
Tompkins Financial logo
Tompkins FinancialTMP
$0.050.0%
Amalgamated Financial Corp. logo
Amalgamated Financial Corp.AMAL
$0.050.0%

Other financials

Income statement

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Revenue$93.4M+21.4%
Net income$25.2M+0.8%
EPS (diluted)$0.84+3.7%

Balance sheet

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Cash & equivalents$179.7M+174%
Total debt$11.5M-33.0%
Total equity$807.6M+9.7%
Total assets$9.2B+10.7%

Cash flow

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Operating cash flow$56.8M+65.9%
CapEx$6.1M+247%
Free cash flow$50.7M+56.2%

Valuation

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Market cap$1.36B+31.4%
Enterprise value$1.19B+18.9%
P/E13×+3.1×
P/S3.9×+0.6×

Profitability

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Net margin30.3%-2.8pp
FCF margin44.2%+4.9pp

Returns & leverage

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Return on equity13.6%-1.8pp
Debt / equity0.0×

Where this comes from

Reported directly by Amalgamated Financial Corp. in its filing.

Tagged under the XBRL concept us-gaap:TierOneLeverageCapitalRequiredToBeWellCapitalized.

The official record: Amalgamated Financial Corp.’s 10-K, filed March 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Amalgamated Financial Corp.'s tier 1 leverage well-capitalized requirement?
Amalgamated Financial Corp. (AMAL) reported tier 1 leverage well-capitalized requirement of $431.39M in Q4 2025.
How has Amalgamated Financial Corp.'s tier 1 leverage well-capitalized requirement changed year-over-year?
Amalgamated Financial Corp.'s tier 1 leverage well-capitalized requirement increased by 3.3% year-over-year, from $417.64M to $431.39M.
What is the long-term trend for Amalgamated Financial Corp.'s tier 1 leverage well-capitalized requirement?
Over 5 years (2020 to 2025), Amalgamated Financial Corp.'s tier 1 leverage well-capitalized requirement has grown at a 6.9% compound annual growth rate (CAGR), from $308.63M to $431.39M.
What does tier 1 leverage well-capitalized requirement mean?
This defines the minimum Tier 1 leverage capital threshold required to achieve a well-capitalized regulatory designation. It serves as a conservative measure of capital strength that does not rely on risk-weighting models. Investors monitor this to ensure the bank is not over-leveraged and maintains a robust capital base relative to its total assets.