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Heritage Financial HFWA Tier 1 Leverage Well-Capitalized Requirement

Tier 1 Leverage Well-Capitalized Requirement at other companies

Tompkins Financial logo
Tompkins FinancialTMP
$416.51M+4.6%
Amalgamated Financial Corp. logo
Amalgamated Financial Corp.AMAL
$431.39M+3.3%
ESQ
Esquire Financial Holdings, Inc.ESQ
$112.05M+20.0%
Heritage Financial logo
Heritage FinancialHFWA
$337.58M-3.2%
Blackrock logo
BlackrockBLK
$63M-6.0%
Tompkins Financial logo
Tompkins FinancialTMP
$0.050.0%

Other financials

Income statement

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Revenue$77.9M+35.3%
Net income$18.9M+36.2%
EPS (diluted)$0.48+20.0%

Balance sheet

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Cash & equivalents$268.1M+7.8%
Total debt$20.0M-92.4%
Total equity$1.1B+26.6%
Total assets$8.5B+19.2%

Cash flow

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Operating cash flow$14.0M-27.4%
CapEx$1.3M+11.2%
Free cash flow$12.7M-29.9%

Valuation

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Market cap$1.19B+29.3%
Enterprise value$946.38M-2.5%
P/E16.5×-1.5×
P/S4.5×+0.4×

Profitability

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Net margin27.2%+4.5pp
FCF margin30.1%+0.4pp

Returns & leverage

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Return on equity7.3%+1.3pp
Debt / equity-0.3×

Where this comes from

Reported directly by Heritage Financial in its filing.

Tagged under the XBRL concept us-gaap:TierOneLeverageCapitalRequiredToBeWellCapitalized.

The official record: Heritage Financial’s 10-K, filed February 27, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Heritage Financial's tier 1 leverage well-capitalized requirement?
Heritage Financial (HFWA) reported tier 1 leverage well-capitalized requirement of $337.58M in Q4 2025.
What is the long-term trend for Heritage Financial's tier 1 leverage well-capitalized requirement?
Over 2 years (2023 to 2025), Heritage Financial's tier 1 leverage well-capitalized requirement has grown at a -2.1% compound annual growth rate (CAGR), from $352.09M to $337.58M.
What does tier 1 leverage well-capitalized requirement mean?
This metric defines the specific Tier 1 leverage capital threshold that a financial institution must exceed to be classified as well-capitalized under regulatory frameworks. Achieving this status provides the bank with greater operational flexibility and signals a strong capital position to investors and regulators. It acts as a key indicator of the bank's ability to withstand economic stress while supporting business growth.