Ameriprise Financial Life Contingent Payout Annuities — Weighted average discount rate increased by 6.0% to 5.3% in Q1 2026 compared to the prior quarter. Year-over-year, this metric was flat by 0.0%, from 5.3% to 5.3%. Over 2 years (FY 2023 to FY 2025), Life Contingent Payout Annuities — Weighted average discount rate shows relatively stable performance with a -1.2% CAGR. This is a positive signal — higher values indicate stronger performance for this metric.
A higher discount rate reduces the present value of liabilities, potentially improving the company's reported capital position.
This is the interest rate used to discount future expected cash flows to their present value. It is a critical assumptio...
Commonly disclosed by insurers to show sensitivity to interest rate environments.
amp_segment_life_contingent_payout_annuities_weighted_average_discount_rate| Q4 '21 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | 2.6% | 5.2% | 5% | 5.2% | 5.9% | 4.9% | 5.2% | 5.4% | 4.8% | 5.4% | 5.3% | 5.2% | 5% | 5% | 5.3% |
| QoQ Change | — | +100.0% | -3.8% | +4.0% | +13.5% | -16.9% | +6.1% | +3.8% | -11.1% | +12.5% | -1.9% | -1.9% | -3.8% | +0.0% | +6.0% |
| YoY Change | — | +100.0% | — | — | — | -5.8% | +4.0% | +3.8% | -18.6% | +10.2% | +1.9% | -3.7% | +4.2% | -7.4% | +0.0% |