Disability Income Insurance — Weighted average discount rate
Ameriprise Financial Disability Income Insurance — Weighted average discount rate increased by 5.8% to 5.5% in Q1 2026 compared to the prior quarter. Year-over-year, this metric was flat by 0.0%, from 5.5% to 5.5%. Over 2 years (FY 2023 to FY 2025), Disability Income Insurance — Weighted average discount rate shows relatively stable performance with a -0.5% CAGR.
Analysis
How to read this metric
A higher discount rate reduces the present value of liabilities, potentially improving the balance sheet, while a lower rate increases the present value of liabilities.
Detailed definition
This is the average interest rate used to discount future expected cash flows (both premiums and benefits) to their pres...
Peer comparison
Standard actuarial assumption used by all insurance companies to value long-term liabilities.
amp_segment_disability_income_insurance_weighted_average_discount_rateHistorical Data
| Q4 '21 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | 2.8% | 5.4% | 5.1% | 5.4% | 6.1% | 5.1% | 5.4% | 5.6% | 4.9% | 5.6% | 5.5% | 5.5% | 5.3% | 5.2% | 5.5% |
| QoQ Change | — | +92.9% | -5.6% | +5.9% | +13.0% | -16.4% | +5.9% | +3.7% | -12.5% | +14.3% | -1.8% | +0.0% | -3.6% | -1.9% | +5.8% |
| YoY Change | — | +92.9% | — | — | — | -5.6% | +5.9% | +3.7% | -19.7% | +9.8% | +1.9% | -1.8% | +8.2% | -7.1% | +0.0% |
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Frequently Asked Questions
- What is Ameriprise Financial's disability income insurance — weighted average discount rate?
- Ameriprise Financial (AMP) reported disability income insurance — weighted average discount rate of 5.5% in Q1 2026.
- How has Ameriprise Financial's disability income insurance — weighted average discount rate changed year-over-year?
- Ameriprise Financial's disability income insurance — weighted average discount rate decreased by 0.0% year-over-year, from 5.5% to 5.5%.
- What is the long-term trend for Ameriprise Financial's disability income insurance — weighted average discount rate?
- Over 2 years (2023 to 2025), Ameriprise Financial's disability income insurance — weighted average discount rate has grown at a -0.5% compound annual growth rate (CAGR), from 21.7% to 21.5%.
- What does disability income insurance — weighted average discount rate mean?
- The average interest rate used to convert future expected insurance payments into today's dollar value.