Unum UNM Individual Disability — Current discount rate

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Similar metrics at other companies

PFGIndividual Disability — Liability For Future Policy Benefit Current Weighted Average Discount Rate

5.7%+0.1pp

PFGIndividual Disability — Liability For Future Policy Benefit Expected Future Benefit Original Discount Rate Before Reinsurance After Cash Flow Change

596,060,000,000%+11,870,000,000pp

METGroup Long-Term Disability — Short-Duration Contract, Discounted Liability, Discount Rate

8%0.0pp

AFLDisability — Weighted-average interest, current discount rate

5.2%0.0pp

RGAInsurance, Other — Liability for Future Policy Benefit, Current Weighted-Average Discount Rate

21.4%+2.6pp

GLOther — Current discount rate

5.6%+0.1pp

Questions, answered.

What is Unum's individual disability — current discount rate?

Unum (UNM) reported individual disability — current discount rate of 5.2% in Q1 2026.

How has Unum's individual disability — current discount rate changed year-over-year?

Unum's individual disability — current discount rate increased by 2.0% year-over-year, from 5.1% to 5.2%.

What is the long-term trend for Unum's individual disability — current discount rate?

Over 3 years (2022 to 2025), Unum's individual disability — current discount rate has grown at a 3.2% compound annual growth rate (CAGR), from 18.1% to 19.9%.

What does individual disability — current discount rate mean?

The interest rate used to calculate the current value of future insurance claims.

How do you interpret individual disability — current discount rate?

A higher discount rate reduces the present value of future liabilities, potentially improving reported earnings.

How does individual disability — current discount rate compare across companies?

Commonly disclosed by insurance companies under LDTI or similar accounting standards.