Universal Life Insurance — Benefit accrual
Ameriprise Financial Universal Life Insurance — Benefit accrual decreased by 3.1% to $31.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 6.1%, from $33.00M to $31.00M. Over 3 years (FY 2022 to FY 2025), Universal Life Insurance — Benefit accrual shows an upward trend with a 6.9% CAGR. This is a positive signal — lower values indicate better performance for this metric.
Analysis
How to read this metric
An increase reflects growth in the insurance book or higher expected future payouts, while a decrease may indicate a shrinking or maturing book.
Detailed definition
This represents the periodic increase in the insurance liability due to the accumulation of benefits earned by policyhol...
Peer comparison
Commonly referred to as 'Service Cost' or 'Benefit Accrual' in actuarial reporting.
amp_segment_universal_life_insurance_benefit_accrualHistorical Data
| Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $27.00M | $27.00M | $27.00M | $27.00M | $33.00M | $33.00M | $29.00M | $33.00M | $33.00M | $33.00M | $33.00M | $34.00M | $33.00M | $33.00M | $34.00M | $32.00M | $31.00M |
| QoQ Change | — | +0.0% | +0.0% | +0.0% | +22.2% | +0.0% | -12.1% | +13.8% | +0.0% | +0.0% | +0.0% | +3.0% | -2.9% | +0.0% | +3.0% | -5.9% | -3.1% |
| YoY Change | — | — | — | — | +22.2% | +22.2% | +7.4% | +22.2% | +0.0% | +0.0% | +13.8% | +3.0% | +0.0% | +0.0% | +3.0% | -5.9% | -6.1% |
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Frequently Asked Questions
- What is Ameriprise Financial's universal life insurance — benefit accrual?
- Ameriprise Financial (AMP) reported universal life insurance — benefit accrual of $31.00M in Q1 2026.
- How has Ameriprise Financial's universal life insurance — benefit accrual changed year-over-year?
- Ameriprise Financial's universal life insurance — benefit accrual decreased by 6.1% year-over-year, from $33.00M to $31.00M.
- What is the long-term trend for Ameriprise Financial's universal life insurance — benefit accrual?
- Over 3 years (2022 to 2025), Ameriprise Financial's universal life insurance — benefit accrual has grown at a 6.9% compound annual growth rate (CAGR), from $108.00M to $132.00M.
- What does universal life insurance — benefit accrual mean?
- The cost added to insurance reserves during the period to cover future policyholder benefits.