Variable Universal Life Insurance — Weighted-average crediting rate
Ameriprise Financial Variable Universal Life Insurance — Weighted-average crediting rate remained flat by 0.0% to 3.9% in Q1 2026 compared to the prior quarter. Year-over-year, this metric was flat by 0.0%, from 3.9% to 3.9%. Over 2 years (FY 2023 to FY 2025), Variable Universal Life Insurance — Weighted-average crediting rate shows relatively stable performance with a 0.0% CAGR.
Analysis
How to read this metric
An increase may attract more policyholders but raises interest expenses, while a decrease improves margins but may reduce product competitiveness.
Detailed definition
This represents the average interest rate credited to the cash value accounts of variable universal life insurance polic...
Peer comparison
Commonly reported by life insurance companies as the crediting rate on universal life or fixed-account components of variable products.
amp_segment_variable_universal_life_insurance_weighted_average_crediting_rateHistorical Data
| Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | 3.9% | 3.9% | 3.9% | 3.9% | 3.9% | 3.9% | 3.9% | 3.9% | 3.9% | 3.9% | 3.9% | 3.9% | 3.9% | 3.9% |
| QoQ Change | — | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% |
| YoY Change | — | — | — | — | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% |
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Frequently Asked Questions
- What is Ameriprise Financial's variable universal life insurance — weighted-average crediting rate?
- Ameriprise Financial (AMP) reported variable universal life insurance — weighted-average crediting rate of 3.9% in Q1 2026.
- How has Ameriprise Financial's variable universal life insurance — weighted-average crediting rate changed year-over-year?
- Ameriprise Financial's variable universal life insurance — weighted-average crediting rate decreased by 0.0% year-over-year, from 3.9% to 3.9%.
- What is the long-term trend for Ameriprise Financial's variable universal life insurance — weighted-average crediting rate?
- Over 2 years (2023 to 2025), Ameriprise Financial's variable universal life insurance — weighted-average crediting rate has grown at a 0.0% compound annual growth rate (CAGR), from 15.6% to 15.6%.
- What does variable universal life insurance — weighted-average crediting rate mean?
- The average interest rate applied to the cash value of variable universal life insurance policies.