Where do Arrow Financial's ratios come from?

Every ratio is computed from Arrow Financial's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.

Arrow Financial AROW Ratios & Valuation

Income Statement Balance Sheet Cash Flow Ratios Segments

Quarterly Annual TTM

YoY

Simplified Detailed

	FY'25	FY'24	FY'23	FY'22
Returns
Return on equity	10.6%+2.9pp	7.6%-0.6pp	8.2%-5.3pp	13.5%-0.7pp
Leverage
Debt-to-equity	0×0.0×	0×-0.1×	0.1×-0.1×	0.2×+0.2×
Per Share
Book value per share	$26.16+9.3%	$23.94+7.4%	$22.29+7.6%	$20.72-4.8%
Valuation
Market capitalization	$663.47M+60.5%	$480.58M+0.9%	$476.52M-12.4%	$544M+2.2%
Price / earnings	13×-1.6×	16.2×+0.3×	15.8×+4.7×	11.1×+0.5×
Price / book	1.5×+0.5×	1.2×-0.1×	1.3×-0.3×	1.5×+0.1×
Dividend yield	2.9%-1.6pp	3.8%0.0pp	3.8%+0.6pp	3.2%+0.1pp

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Questions, answered.

Where do Arrow Financial's ratios come from?: Every ratio is computed from Arrow Financial's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.