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AmeriServ Financial ASRV Debt And Lease Obligations

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Other financials

Income statement

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Revenue$3.6M+4.1%
Net income$1.8M-6.0%
EPS (diluted)$0.11-8.3%

Balance sheet

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Cash & equivalents$54.1M+129%
Total debt$3.8M-73.7%
Total equity$120.7M+9.0%
Total assets$1.5B+2.9%

Cash flow

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Operating cash flow$356.0K-40.6%
CapEx$400.0K+715%
Free cash flow-$44.0K-108%

Valuation

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Market cap$65.82M+34.2%
Enterprise value$15.55M-49.6%
P/E12×-1.3×
P/S4.5×+1.1×

Profitability

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Net margin37.2%+13.2pp
FCF margin11%-17.6pp

Returns & leverage

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Return on equity4.8%+1.4pp
Debt / equity-0.1×

Where this comes from

Reported directly by AmeriServ Financial in its filing.

Tagged under the XBRL concept asrv:DebtAndLeaseObligations.

The official record: AmeriServ Financial’s 10-Q, filed May 14, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is AmeriServ Financial's debt and lease obligations?
AmeriServ Financial (ASRV) reported debt and lease obligations of $71.5M in Q1 2026.
How has AmeriServ Financial's debt and lease obligations changed year-over-year?
AmeriServ Financial's debt and lease obligations decreased by 24.0% year-over-year, from $94.03M to $71.5M.
What is the long-term trend for AmeriServ Financial's debt and lease obligations?
Over 5 years (2020 to 2025), AmeriServ Financial's debt and lease obligations has grown at a -8.0% compound annual growth rate (CAGR), from $114.08M to $75.31M.
What does debt and lease obligations mean?
This metric represents the total long-term financial obligations of the company, including borrowings and lease liabilities that are due beyond one year. It reflects the company's long-term leverage position and its reliance on external financing to support capital expenditures or operational growth. Monitoring this figure helps investors assess the company's solvency and its ability to manage interest-bearing commitments over an extended time horizon.