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AmeriServ Financial ASRV Bank Owned Life Insurance Income

Bank Owned Life Insurance Income at other companies

FRA
Franklin Financial Services CorporationFRAF
$132K+14.8%
Provident Financial Services logo
Provident Financial ServicesPFS
$4.03M+92.8%
Community Financial System logo
Community Financial SystemCBU
$991K+78.2%
Financial Institutions logo
Financial InstitutionsFISI
$2.77M-0.2%
Citizens Financial Services, Inc. logo
Citizens Financial Services, Inc.CZFS
$570K+64.7%
Amerant Bancorp logo
Amerant BancorpAMTB
$2.56M+4.7%

Other financials

Income statement

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Revenue$3.6M+4.1%
Net income$1.8M-6.0%
EPS (diluted)$0.11-8.3%

Balance sheet

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Cash & equivalents$54.1M+129%
Total debt$3.8M-73.7%
Total equity$120.7M+9.0%
Total assets$1.5B+2.9%

Cash flow

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Operating cash flow$356.0K-40.6%
CapEx$400.0K+715%
Free cash flow-$44.0K-108%

Valuation

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Market cap$65.82M+34.2%
Enterprise value$15.55M-49.6%
P/E12×-1.3×
P/S4.5×+1.1×

Profitability

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Net margin37.2%+13.2pp
FCF margin11%-17.6pp

Returns & leverage

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Return on equity4.8%+1.4pp
Debt / equity-0.1×

Where this comes from

Reported directly by AmeriServ Financial in its filing.

Tagged under the XBRL concept us-gaap:BankOwnedLifeInsuranceIncome.

The official record: AmeriServ Financial’s 10-Q, filed May 14, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is AmeriServ Financial's bank owned life insurance income?
AmeriServ Financial (ASRV) reported bank owned life insurance income of $238K in Q1 2026.
How has AmeriServ Financial's bank owned life insurance income changed year-over-year?
AmeriServ Financial's bank owned life insurance income decreased by 9.8% year-over-year, from $264K to $238K.
What is the long-term trend for AmeriServ Financial's bank owned life insurance income?
Over 4 years (2021 to 2025), AmeriServ Financial's bank owned life insurance income has grown at a 3.5% compound annual growth rate (CAGR), from $1.12M to $1.28M.
What does bank owned life insurance income mean?
This represents the income generated from the cash surrender value growth or death benefit proceeds of life insurance policies held by the bank on its employees or executives. It serves as a non-interest income stream that helps offset the costs of employee benefit programs. This metric is used to evaluate the performance of the bank's tax-advantaged investment strategies.