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AmeriServ Financial ASRV Amortization Of Deferred Loan Origination Fees Net

Amortization Of Deferred Loan Origination Fees Net at other companies

Citizens Financial Services, Inc. logo
Citizens Financial Services, Inc.CZFS
$884K+11.5%

Other financials

Income statement

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Revenue$3.6M+4.1%
Net income$1.8M-6.0%
EPS (diluted)$0.11-8.3%

Balance sheet

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Cash & equivalents$54.1M+129%
Total debt$3.8M-73.7%
Total equity$120.7M+9.0%
Total assets$1.5B+2.9%

Cash flow

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Operating cash flow$356.0K-40.6%
CapEx$400.0K+715%
Free cash flow-$44.0K-108%

Valuation

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Market cap$65.82M+34.2%
Enterprise value$15.55M-49.6%
P/E12×-1.3×
P/S4.5×+1.1×

Profitability

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Net margin37.2%+13.2pp
FCF margin11%-17.6pp

Returns & leverage

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Return on equity4.8%+1.4pp
Debt / equity-0.1×

Where this comes from

Reported directly by AmeriServ Financial in its filing.

Tagged under the XBRL concept us-gaap:AmortizationOfDeferredLoanOriginationFeesNet.

The official record: AmeriServ Financial’s 10-Q, filed May 14, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is AmeriServ Financial's amortization of deferred loan origination fees net?
AmeriServ Financial (ASRV) reported amortization of deferred loan origination fees net of $37K in Q1 2026.
How has AmeriServ Financial's amortization of deferred loan origination fees net changed year-over-year?
AmeriServ Financial's amortization of deferred loan origination fees net increased by 8.8% year-over-year, from $34K to $37K.
What is the long-term trend for AmeriServ Financial's amortization of deferred loan origination fees net?
Over 4 years (2021 to 2025), AmeriServ Financial's amortization of deferred loan origination fees net has grown at a -35.5% compound annual growth rate (CAGR), from $1.35M to $234K.
What does amortization of deferred loan origination fees net mean?
This represents the non-cash recognition of net deferred loan origination fees and costs over the expected life of the loan portfolio. It ensures that income is recognized in accordance with the effective interest method rather than at the time of cash receipt. Tracking this helps analysts understand the timing differences between cash flows and revenue recognition for lending activities.