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AmeriServ Financial ASRV Interest And Fee Income Loans And Leases Tax Exempt

Interest And Fee Income Loans And Leases Tax Exempt at other companies

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Other financials

Income statement

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Revenue$3.6M+4.1%
Net income$1.8M-6.0%
EPS (diluted)$0.11-8.3%

Balance sheet

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Cash & equivalents$54.1M+129%
Total debt$3.8M-73.7%
Total equity$120.7M+9.0%
Total assets$1.5B+2.9%

Cash flow

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Operating cash flow$356.0K-40.6%
CapEx$400.0K+715%
Free cash flow-$44.0K-108%

Valuation

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Market cap$65.82M+34.2%
Enterprise value$15.55M-49.6%
P/E12×-1.3×
P/S4.5×+1.1×

Profitability

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Net margin37.2%+13.2pp
FCF margin11%-17.6pp

Returns & leverage

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Return on equity4.8%+1.4pp
Debt / equity-0.1×

Where this comes from

Reported directly by AmeriServ Financial in its filing.

Tagged under the XBRL concept asrv:InterestAndFeeIncomeLoansAndLeasesTaxExempt.

The official record: AmeriServ Financial’s 10-K, filed March 18, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is AmeriServ Financial's interest and fee income loans and leases tax exempt?
AmeriServ Financial (ASRV) reported interest and fee income loans and leases tax exempt of $47K in Q4 2025.
How has AmeriServ Financial's interest and fee income loans and leases tax exempt changed year-over-year?
AmeriServ Financial's interest and fee income loans and leases tax exempt increased by 55.4% year-over-year, from $30.25K to $47K.
What is the long-term trend for AmeriServ Financial's interest and fee income loans and leases tax exempt?
Over 4 years (2021 to 2025), AmeriServ Financial's interest and fee income loans and leases tax exempt has grown at a 20.6% compound annual growth rate (CAGR), from $89K to $188K.
What does interest and fee income loans and leases tax exempt mean?
This metric captures interest and fee income derived from loans or leases that are exempt from federal or state income taxes, such as certain municipal loans. It reflects the bank's strategy to optimize after-tax yields on its credit portfolio. Monitoring this helps investors understand the tax-equivalent yield profile of the bank's lending assets.