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AmeriServ Financial ASRV Return on assets

Return on assets at other companies

F.N.B. Corporation logo
F.N.B. CorporationFNB
1.2%+0.2pp
PNC Financial Services logo
PNC Financial ServicesPNC
1.3%+0.2pp
STB
S&T BancorpSTBA
1.4%0.0pp
FRA
Franklin Financial Services CorporationFRAF
1.1%+0.5pp
Eagle Financial Services logo
Eagle Financial ServicesEFSI
1%+0.7pp
Provident Financial Services logo
Provident Financial ServicesPFS
1.2%+0.5pp

Other financials

Income statement

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Revenue$3.6M+4.1%
Net income$1.8M-6.0%
EPS (diluted)$0.11-8.3%

Balance sheet

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Cash & equivalents$54.1M+129%
Total debt$3.8M-73.7%
Total equity$120.7M+9.0%
Total assets$1.5B+2.9%

Cash flow

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Operating cash flow$356.0K-40.6%
CapEx$400.0K+715%
Free cash flow-$44.0K-108%

Valuation

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Market cap$65.82M+34.2%
Enterprise value$15.55M-49.6%
P/E12×-1.3×
P/S4.5×+1.1×

Profitability

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Net margin37.2%+13.2pp
FCF margin11%-17.6pp

Returns & leverage

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Return on equity4.8%+1.4pp
Debt / equity-0.1×

Where this comes from

Calculated from AmeriServ Financial’s reported figures.

Based on trailing twelve months.

The official record: AmeriServ Financial’s 10-Q, filed May 14, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is AmeriServ Financial's return on assets?
AmeriServ Financial (ASRV) reported return on assets of 0.4% in Q1 2026.
How has AmeriServ Financial's return on assets changed year-over-year?
AmeriServ Financial's return on assets increased by 47.9% year-over-year, from 0.3% to 0.4%.
What is the long-term trend for AmeriServ Financial's return on assets?
Over 5 years (2020 to 2025), AmeriServ Financial's return on assets has grown at a 0.8% compound annual growth rate (CAGR), from 0.4% to 0.4%.
What does return on assets mean?
Trailing-twelve-month net income divided by average total assets. Measures how efficiently the asset base generates profit, independent of how those assets are financed. Computed as net income over average total assets — note this is OpenCapital's standard definition and may differ from data vendors that use alternative numerators.