What does net change in short-term borrowings mean?

Net change in short-term borrowings — new borrowings minus repayments, presented net due to high volume and short maturities.

AmeriServ Financial ASRV Net change in short-term borrowings

Net change in short-term borrowings at other companies

F.N.B. CorporationFNB

$139M-80.5%

Provident Financial ServicesPFS

$323.81M-43.2%

Financial InstitutionsFISI

$5M+111%

Citizens Financial Services, Inc.CZFS

-$110.81M-2,914%

Alerus Financial CorporationALRS

-$108.8M-179%

German American BancorpGABC

-$13.49M+40.1%

Other financials

Income statement

See full

Revenue$3.6M+4.1%

Net income$1.8M-6.0%

EPS (diluted)$0.11-8.3%

Balance sheet

See full

Cash & equivalents$54.1M+129%

Total debt$3.8M-73.7%

Total equity$120.7M+9.0%

Total assets$1.5B+2.9%

Cash flow

See full

Operating cash flow$356.0K-40.6%

CapEx$400.0K+715%

Free cash flow-$44.0K-108%

Valuation

See full

Market cap$65.82M+34.2%

Enterprise value$15.55M-49.6%

P/E12×-1.3×

P/S4.5×+1.1×

Profitability

See full

Net margin37.2%+13.2pp

FCF margin11%-17.6pp

Returns & leverage

See full

Return on equity4.8%+1.4pp

Debt / equity0×-0.1×

Where this comes from

Reported directly by AmeriServ Financial in its filing.

Tagged under the XBRL concept us-gaap:ProceedsFromRepaymentsOfShortTermDebt.

The official record: AmeriServ Financial’s 10-K, filed March 18, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is AmeriServ Financial's net change in short-term borrowings?: AmeriServ Financial (ASRV) reported net change in short-term borrowings of $0 in Q4 2025.
What does net change in short-term borrowings mean?: Net change in short-term borrowings — new borrowings minus repayments, presented net due to high volume and short maturities.