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Atlanticus Holdings Corporation ATLC Auto Finance — Revenues Net Of Interest Expense

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Other financials

Income statement

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Revenue$189.7M+60.5%
Gross profit$144.8M+68.2%
Net income$44.2M+40.1%
EPS (diluted)$2.23+49.7%

Balance sheet

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Cash & equivalents$651.1M+85.8%
Total debt$24.5M+1.3%
Total equity$648.4M+21.7%
Total assets$7.5B+128%

Cash flow

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Operating cash flow$286.3M+118%
CapEx$22.0K
Free cash flow$71.7M

Valuation

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Market cap$1.58B
Enterprise value$953.76M
P/E11.7×
P/S2.5×

Profitability

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Gross margin72.4%+1.4pp
Net margin21.5%-5.9pp
FCF margin72.3%

Returns & leverage

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Return on equity22.8%-1.8pp
Debt / equity0.0×

Where this comes from

Reported directly by Atlanticus Holdings Corporation in its filing.

Tagged under the XBRL concept us-gaap:RevenuesNetOfInterestExpense.

The official record: Atlanticus Holdings Corporation’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Atlanticus Holdings Corporation's auto finance — revenues net of interest expense?
Atlanticus Holdings Corporation (ATLC) reported auto finance — revenues net of interest expense of $8.94M in Q1 2026.
How has Atlanticus Holdings Corporation's auto finance — revenues net of interest expense changed year-over-year?
Atlanticus Holdings Corporation's auto finance — revenues net of interest expense increased by 11.1% year-over-year, from $8.05M to $8.94M.
What is the long-term trend for Atlanticus Holdings Corporation's auto finance — revenues net of interest expense?
Over 4 years (2021 to 2025), Atlanticus Holdings Corporation's auto finance — revenues net of interest expense has grown at a -0.2% compound annual growth rate (CAGR), from $33.74M to $33.51M.
What does auto finance — revenues net of interest expense mean?
This metric represents the total interest and fee income generated by the auto finance segment after deducting the associated interest expenses incurred to fund those assets. It serves as a primary indicator of the segment's core profitability before accounting for operating expenses and credit losses.