What is Atlanticus Holdings Corporation's revenue?

Atlanticus Holdings Corporation (ATLC) generated $628.7M in revenue over the trailing twelve months, up 47.5% year over year.

Is Atlanticus Holdings Corporation profitable?

Atlanticus Holdings Corporation reported $134.9M in net income over the trailing twelve months, a 21.5% net margin.

What is Atlanticus Holdings Corporation's earnings per share?

Atlanticus Holdings Corporation's diluted EPS over the trailing twelve months is $6.70.

Where does Atlanticus Holdings Corporation's income statement data come from?

Every line is extracted from Atlanticus Holdings Corporation's SEC filings (10-K and 10-Q) and tagged in XBRL. Switch between quarterly, annual, and trailing-twelve-month views, or open any line for its full history and peer comparisons.

Atlanticus Holdings Corporation ATLC Income Statement

Income Statement Balance Sheet Cash Flow Ratios Segments

Quarterly Annual TTM

YoY

Simplified Detailed

	FY'25	FY'24	FY'23	FY'22
Total noninterest income	——	——	——	——
Total interest income	$1.97B+50.3%	$1.31B+13.4%	$1.16B+10.4%	$1.05B+40.6%
Total revenue	$557.21M+38.8%	$401.43M+13.1%	$354.81M-8.3%	$386.74M-11.9%
Rental income	——	——	——	——
Total cost of revenue	$160.85M+35.8%	$118.4M+17.7%	$100.62M+5.4%	$95.43M+26.6%
Gross profit	$396.36M+40.0%	$283.03M+11.3%	$254.19M-12.7%	$291.31M-19.8%
Gross margin	71.1%+0.6pp	70.5%-1.1pp	71.6%-3.7pp	75.3%-7.5pp
Selling and marketing	$113.27M+102%	$56.19M+7.2%	$52.42M-16.0%	$62.4M+10.2%
Compensation and benefits	$69.57M+38.7%	$50.14M+14.2%	$43.91M+2.0%	$43.06M+26.6%
Occupancy and equipment	——	——	——	——
Other operating expenses	$48M+35.6%	$35.41M+32.4%	$26.74M-22.3%	$34.4M+55.1%
Total noninterest expense	$397.49M+51.2%	$262.86M+16.2%	$226.25M-4.7%	$237.47M+25.2%
Interest expense	$301.9M+88.5%	$160.17M+46.5%	$109.34M+33.6%	$81.85M+51.2%
Other income (expense), net	$39K-97.4%	$1.49M+136%	$630K-22.1%	$809K-80.7%
Income before income taxes	$159.71M+15.3%	$138.58M+7.8%	$128.56M-13.9%	$149.27M-32.0%
Income tax expense	$39.1M+37.3%	$28.47M+7.0%	$26.6M+81.5%	$14.66M-64.9%
Net income	$122.2M+9.8%	$111.3M+8.2%	$102.85M-24.2%	$135.6M-23.8%
Net margin	21.9%-5.8pp	27.7%-1.3pp	29%-6.1pp	35.1%-5.5pp
Net income attributable to noncontrolling interests	——	——	——	——
Preferred stock dividends	$10.41M-56.5%	$23.93M-5.0%	$25.2M+0.5%	$25.08M+12.1%
Diluted earnings per share	$5.96+24.9%	$4.77+12.8%	$4.23-27.2%	$5.81-23.1%
Basic earnings per share	$7.40+25.0%	$5.92+10.9%	$5.34-29.2%	$7.54-26.9%
Weighted-average shares, diluted	——	——	——	——
Weighted-average shares, basic	——	——	——	——
Accretion (Amortization) of Discounts and Premiums, Investments	——	——	——	——
Share-based compensation expense related to employee stock plans	——	——	——	——
Amortization of capitalized software and acquired intangible assets	——	——	——	——
Bank Partner Change Fees Fair Value	-$5.83M-303%	-$1.45M—	$0—	——
Cash, Cash Equivalent, Restricted Cash, and Restricted Cash Equivalent, Period Increase (Decrease), Including Exchange Rate Effect and Discontinued Operation	——	——	——	——
Change In Accrued And Unpaid Preferred Dividends	——	-$2.06M—	——	$1K-99.6%
Deferred and other income taxes	$38.65M+26.8%	$30.49M—	——	——
Depreciation, Amortization and Accretion, Net	$9.9M+90.8%	$5.19M+28.3%	$4.04M-16.6%	$4.85M—
Depreciation Nonproduction	$5.81M+114%	$2.72M+6.1%	$2.56M+17.7%	$2.18M+45.7%
Effective tax rates	——	——	——	——
Fair Value Assets Measured On Recurring Basis Change In Unrealized Gain Loss	——	——	——	——
Purchases	——	——	——	——
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset, Settlements	——	——	——	——
Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Asset Finance And Fees	——	——	——	——
Fair Value Option Credit Risk Gains Losses On Assets	——	——	——	——
Fees And Related Income On Earning Assets	$452.3M+67.7%	$269.77M+13.0%	$238.78M+10.0%	$217.07M+11.6%
Fees Associated With Loans At Fair Value	-$197.17M-36.6%	-$144.34M—	——	——
Income Taxes Paid, Net	——	$229K—	——	$4.25M-78.7%
Accounts payable and other current liabilities	-$23.16M—	——	$18.41M—	——
Increase Decrease In Accrued Income Taxes Payable	——	——	-$12.69M—	——
Increase Decrease In Accrued Interest Receivable Net	$446.93M+65.6%	$269.91M+9.1%	$247.35M-2.1%	$252.7M+126%
Deferred revenue	——	——	——	——
Increase Decrease In Fair Value Of Loans And Fees Receivable Recorded At Fair Value	-$1.1B-50.4%	-$733.47M-6.4%	-$689.58M-19.5%	-$577.07M-164%
Add - Incremental shares under stock-based compensation plans (in shares)	——	——	——	——
Interest and Dividend Income, Operating	$1.97B+50.3%	$1.31B+13.4%	$1.16B+10.4%	$1.05B+40.6%
Finance charge income	$1.4B+43.3%	$979.81M+11.5%	$879.12M+11.8%	$786.24M+51.6%
Interest Paid, Excluding Capitalized Interest, Operating Activity	$268.39M+84.2%	$145.67M+46.5%	$99.45M+32.0%	$75.36M+58.3%
Lease Cost	——	——	——	——
Cash Provided by (Used in) Financing Activity, Including Discontinued Operation	$1.14B+190%	$393.61M+141%	$163.35M-37.5%	$261.26M-48.8%
Cash Provided by (Used in) Investing Activity, Including Discontinued Operation	-$1.51B-102%	-$747.03M-11.1%	-$672.2M+1.5%	-$682.29M-43.6%
Cash Provided by (Used in) Operating Activity, Including Discontinued Operation	$637.96M+35.9%	$469.41M+2.2%	$459.32M+32.1%	$347.63M+63.7%
Net Income Loss Attributable To Noncontrolling Interest	——	——	——	——
Net Income Loss Available To Common Stockholders Effect Of Dilutive Securities	——	——	——	——
Purchase of non-controlling interest	——	——	——	——
Noninterest Expense	$397.49M+51.2%	$262.86M+16.2%	$226.25M-4.7%	$237.47M+25.2%
Number of operating segments	——	——	——	——
Number of reportable segments	——	——	——	——
Operating Lease Payments	$3.5M+16.0%	$3.01M+61.1%	$1.87M-53.8%	$4.05M-61.3%
Other Interest And Dividend Income	$112.41M+86.2%	$60.37M+61.6%	$37.35M-12.7%	$42.8M+39.8%
Other income, net (Note 6)	$39K-97.4%	$1.49M+136%	$630K-22.1%	$809K-80.7%
Payments for (Proceeds from) Other Loans and Leases	——	——	——	——
Payments For Purchases And Development Of Property Net Of Disposals	$5.02M+181%	$1.79M-55.2%	$3.99M-17.7%	$4.85M-31.6%
Payments for Repurchase of Common Stock	$69.57M+32.1%	$52.67M+198%	$17.67M-80.1%	$89.01M+253%
Payments of Ordinary Dividends, Preferred Stock and Preference Stock	$12.43M-51.7%	$25.74M+3.3%	$24.91M+0.5%	$24.79M+13.7%
Payments to Acquire Loans and Leases Held-for-investment	——	——	——	——
Proceeds from Issuance of Common Stock	——	$7.07M—	$0—	——
Proceeds From Issuance Of Preferred Stock And Preference Stock Net	$6.25M—	——	$1.12M+156%	$437K—
Net Proceeds from Issuance of Long-Term Debt	——	——	——	——
Proceeds from Noncontrolling Interests	——	——	——	——
Proceeds from Sale and Collection of Receivables	——	——	——	——
Cash received from option exercises	$1.44M+45.8%	$984K-71.1%	$3.41M-8.7%	$3.73M+97.9%
Provision For Losses On Loans And Fees Receivable Recorded At Net Realizable Value	$6.24M-61.9%	$16.37M+661%	$2.15M+71.9%	$1.25M-96.6%
Repayments of Long-Term Debt	$2.73B+382%	$566.24M-24.9%	$753.88M+143%	$309.75M-47.2%
Stock-based compensation	$4.3M+10.2%	$3.9M+3.0%	$3.78M-9.2%	$4.17M+28.6%
Granted (in shares)	——	——	——	——
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Forfeitures and Expirations in Period	——	——	——	——
Forfeited or expired (in shares)	——	——	——	——
Granted (in shares)	——	——	——	——
Exercised (in shares)	——	——	——	——
Sharebased Compensation Tax Charges To Additional Paid In Capital From Exercise And Vesting	——	——	——	——
Stock Issued During Period Shares Restricted Stock Award Net Of Forfeitures	——	——	——	——
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Exercises in Period	——	——	——	——
Stock Issued During Period, Value, Stock Options Exercised	——	——	——	——
Shares repurchased (in shares)	——	——	——	——
Value of shares repurchased	——	——	——	——
Stock Repurchased And Retired During Period Value Common Shares	——	——	——	——
Unrealized Gain On Loans And Fees Receivable And Underlying Notes Payable Held At Fair Value	-$1.1B-50.4%	-$733.47M-6.4%	-$689.58M-19.5%	-$577.07M-164%
Weighted Average Number Of Shares Unvested Sharebased Payment Awards Basic	——	——	——	——

Chart any of these lines over time, or line them up against competitors.

Compare these in charts →

Ask your AI about Atlanticus Holdings Corporation.

Connect your AI assistant and get a quick read on the numbers, right in your chat.

Connect your AI

Claude

Questions, answered.

What is Atlanticus Holdings Corporation's revenue?: Atlanticus Holdings Corporation (ATLC) generated $628.7M in revenue over the trailing twelve months, up 47.5% year over year.
Is Atlanticus Holdings Corporation profitable?: Atlanticus Holdings Corporation reported $134.9M in net income over the trailing twelve months, a 21.5% net margin.
What is Atlanticus Holdings Corporation's earnings per share?: Atlanticus Holdings Corporation's diluted EPS over the trailing twelve months is $6.70.
Where does Atlanticus Holdings Corporation's income statement data come from?: Every line is extracted from Atlanticus Holdings Corporation's SEC filings (10-K and 10-Q) and tagged in XBRL. Switch between quarterly, annual, and trailing-twelve-month views, or open any line for its full history and peer comparisons.