What is AMES National's gross loans?

AMES National (ATLO) reported gross loans of $1.28B in Q4 2025.

What is the long-term trend for AMES National's gross loans?

Over 3 years (2022 to 2025), AMES National's gross loans has grown at a 1.5% compound annual growth rate (CAGR), from $1.23B to $1.28B.

What does gross loans mean?

Total loans outstanding before deducting the allowance for credit losses — the gross lending portfolio across all categories.

AMES National ATLO Gross loans

Gross loans at other companies

U.S. BancorpUSB

$399.8B+4.7%

Wells Fargo & CompanyWFC

$2.81B-61.0%

FIB

First Interstate BancSystem, Inc.FIBK

$14.53B-15.3%

First Community CorporationFCCO

$1.55B+23.7%

John Marshall BancorpJMSB

$1.97B+5.5%

Farmers National Banc CorpFMNB

$4.75B+47.6%

Other financials

Income statement

See full

Revenue$16.7M+21.9%

Net income$6.0M+25.3%

EPS (diluted)$0.66—

Balance sheet

See full

Cash & equivalents$126.8M+25.2%

Total equity$207.9M+19.0%

Total assets$2.1B0.0%

Cash flow

See full

Operating cash flow$8.4M+17.5%

CapEx$405.0K+108%

Free cash flow$8.0M+14.9%

Valuation

See full

Market cap$262.26M+66.5%

P/E13×+2.2×

P/S3.9×+0.5×

Profitability

See full

Net margin28.5%+9.8pp

FCF margin31%+5.4pp

Returns & leverage

See full

Return on equity9.9%+3.9pp

Debt / equity0.1×—

Where this comes from

Reported directly by AMES National in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss.

The official record: AMES National’s 10-K, filed March 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is AMES National's gross loans?: AMES National (ATLO) reported gross loans of $1.28B in Q4 2025.
What is the long-term trend for AMES National's gross loans?: Over 3 years (2022 to 2025), AMES National's gross loans has grown at a 1.5% compound annual growth rate (CAGR), from $1.23B to $1.28B.
What does gross loans mean?: Total loans outstanding before deducting the allowance for credit losses — the gross lending portfolio across all categories.