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AMES National ATLO Net Interest Income

Discontinued — last reported Q4 '25

Net Interest Income at other companies

U.S. Bancorp logo
U.S. BancorpUSB
$4.26B+4.2%
Wells Fargo & Company logo
Wells Fargo & CompanyWFC
$12.1B+5.2%
FIB
First Interstate BancSystem, Inc.FIBK
$200.7M-2.1%
First Community Corporation logo
First Community CorporationFCCO
$18.37M+27.7%
John Marshall Bancorp logo
John Marshall BancorpJMSB
$16.51M+17.1%
National Bankshares logo
National BanksharesNKSH
$12.62M+23.1%

Other financials

Income statement

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Revenue$16.7M+21.9%
Net income$6.0M+25.3%
EPS (diluted)$0.66

Balance sheet

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Cash & equivalents$126.8M+25.2%
Total equity$207.9M+19.0%
Total assets$2.1B0.0%

Cash flow

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Operating cash flow$8.4M+17.5%
CapEx$405.0K+108%
Free cash flow$8.0M+14.9%

Valuation

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Market cap$262.26M+66.5%
P/E13×+2.2×
P/S3.9×+0.5×

Profitability

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Net margin28.5%+9.8pp
FCF margin31%+5.4pp

Returns & leverage

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Return on equity9.9%+3.9pp
Debt / equity0.1×

Where this comes from

Reported directly by AMES National in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.

The official record: AMES National’s 10-K, filed March 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is AMES National's net interest income?
AMES National (ATLO) reported net interest income of $13.92M in Q4 2025.
How has AMES National's net interest income changed year-over-year?
AMES National's net interest income increased by 23.8% year-over-year, from $11.24M to $13.92M.
What is the long-term trend for AMES National's net interest income?
Over 4 years (2021 to 2025), AMES National's net interest income has grown at a -0.1% compound annual growth rate (CAGR), from $56M to $55.66M.
What does net interest income mean?
Net interest income is the difference between the interest earned on interest-earning assets and the interest paid on interest-bearing liabilities. It serves as the primary driver of a bank's core profitability and reflects the effectiveness of its net interest margin management.