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AMES National ATLO Federal Home Loan Bank Advance And Other Borrowings

Federal Home Loan Bank Advance And Other Borrowings at other companies

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Other financials

Income statement

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Revenue$16.7M+21.9%
Net income$6.0M+25.3%
EPS (diluted)$0.66

Balance sheet

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Cash & equivalents$126.8M+25.2%
Total equity$207.9M+19.0%
Total assets$2.1B0.0%

Cash flow

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Operating cash flow$8.4M+17.5%
CapEx$405.0K+108%
Free cash flow$8.0M+14.9%

Valuation

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Market cap$262.26M+66.5%
P/E13×+2.2×
P/S3.9×+0.5×

Profitability

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Net margin28.5%+9.8pp
FCF margin31%+5.4pp

Returns & leverage

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Return on equity9.9%+3.9pp
Debt / equity0.1×

Where this comes from

Reported directly by AMES National in its filing.

Tagged under the XBRL concept atlo:FederalHomeLoanBankAdvanceAndOtherBorrowings.

The official record: AMES National’s 10-K, filed March 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is AMES National's federal home loan bank advance and other borrowings?
AMES National (ATLO) reported federal home loan bank advance and other borrowings of $21.35M in Q4 2025.
How has AMES National's federal home loan bank advance and other borrowings changed year-over-year?
AMES National's federal home loan bank advance and other borrowings decreased by 54.5% year-over-year, from $46.95M to $21.35M.
What is the long-term trend for AMES National's federal home loan bank advance and other borrowings?
Over 4 years (2021 to 2025), AMES National's federal home loan bank advance and other borrowings has grown at a 63.3% compound annual growth rate (CAGR), from $3M to $21.35M.
What does federal home loan bank advance and other borrowings mean?
This represents wholesale funding obtained through advances from the Federal Home Loan Bank (FHLB) and other short-term or long-term borrowing arrangements. These borrowings are used to supplement core deposits to fund loan growth or manage liquidity needs. Reliance on these sources is a key indicator of the bank's leverage and its dependence on external wholesale markets.