CS — Noninterest Expense
Business Segments · Noninterest ExpenseAmerican Express CS — Noninterest Expense remained flat by 0.0% to $2.97B in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 8.3%, from $2.74B to $2.97B. Over 3 years (FY 2022 to FY 2025), CS — Noninterest Expense shows an upward trend with a 5.5% CAGR. This is a positive signal — lower values indicate better performance for this metric.
Analysis
StatementSegment
CategoryEfficiency
SignalLower is better
VolatilityStable
First reportedQ1 2022
Last reportedQ4 2025
How to read this metric
An increase indicates higher operational overhead, which should ideally be offset by revenue growth to maintain or improve profit margins.
Detailed definition
This is the aggregate of all operating costs for the commercial services segment, excluding interest expense. It encompa...
Peer comparison
Comparable to 'Total Non-Interest Expense' reported by diversified financial institutions.
Metric ID:
axp_segment_cs_noninterest_expenseHistorical Data
4 years
| FY'22 | FY'23 | FY'24 | FY'25 | |
|---|---|---|---|---|
| Value | $10.12B | $10.60B | $10.97B | $11.88B |
| YoY Change | — | +4.7% | +3.4% | +8.3% |
Range$10.12B – $11.88B
CAGR+5.5%
Avg YoY Growth+5.5%
Median YoY Growth+4.7%
Current Streak3+ years growth
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Frequently Asked Questions
- What is American Express's cs — noninterest expense?
- American Express (AXP) reported cs — noninterest expense of $2.97B in Q4 2025.
- How has American Express's cs — noninterest expense changed year-over-year?
- American Express's cs — noninterest expense increased by 8.3% year-over-year, from $2.74B to $2.97B.
- What is the long-term trend for American Express's cs — noninterest expense?
- Over 3 years (2022 to 2025), American Express's cs — noninterest expense has grown at a 5.5% compound annual growth rate (CAGR), from $10.12B to $11.88B.
- What does cs — noninterest expense mean?
- The total operating costs of the commercial segment, excluding interest-related expenses.