Business Segments · Noninterest Expense

Commercial Bank — Noninterest Expense

First Citizens BancShares Commercial Bank — Noninterest Expense decreased by 63.9% to $646.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 1.2%, from $654.00M to $646.00M. Over 3 years (FY 2022 to FY 2025), Commercial Bank — Noninterest Expense shows an upward trend with a 58.7% CAGR. This is a positive signal — lower values indicate better performance for this metric.

Analysis

StatementSegment
CategoryEfficiency
SignalLower is better
VolatilityStable
First reportedQ1 2022
Last reportedQ1 2026

How to read this metric

An increase may indicate rising operational complexity or inefficiency, while a decrease suggests improved cost management or economies of scale.

Detailed definition

Represents the total operating costs incurred by the commercial banking segment excluding interest expense. This include...

Peer comparison

Typically benchmarked against total assets or revenue to determine the efficiency ratio of the commercial segment.

Metric ID: fcnca_segment_commercial_bank_noninterest_expense

Historical Data

17 periods
 Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$186.25M$186.25M$186.25M$186.25M$211.00M$199.00M$205.00M$1.63B$260.00M$246.00M$265.00M$1.78B$654.00M$267.00M$266.00M$1.79B$646.00M
QoQ Change+0.0%+0.0%+0.0%+13.3%-5.7%+3.0%+695.6%-84.1%-5.4%+7.7%+572.1%-63.3%-59.2%-0.4%+572.9%-63.9%
YoY Change+13.3%+6.8%+10.1%+775.7%+23.2%+23.6%+29.3%+9.2%+151.5%+8.5%+0.4%+0.5%-1.2%
Range$186.25M$1.79B
CAGR+36.5%
Avg YoY Growth+80.8%
Median YoY Growth+10.1%

Frequently Asked Questions

What is First Citizens BancShares's commercial bank — noninterest expense?
First Citizens BancShares (FCNCA) reported commercial bank — noninterest expense of $646.00M in Q1 2026.
How has First Citizens BancShares's commercial bank — noninterest expense changed year-over-year?
First Citizens BancShares's commercial bank — noninterest expense decreased by 1.2% year-over-year, from $654.00M to $646.00M.
What is the long-term trend for First Citizens BancShares's commercial bank — noninterest expense?
Over 3 years (2022 to 2025), First Citizens BancShares's commercial bank — noninterest expense has grown at a 58.7% compound annual growth rate (CAGR), from $745.00M to $2.98B.
What does commercial bank — noninterest expense mean?
The total operating costs of the commercial banking business excluding interest-related expenses.