Financing

Increase (Decrease) in Deposits

American Express Increase (Decrease) in Deposits increased by 106.3% to $5.38B in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 22.9%, from $6.97B to $5.38B. Over 4 years (FY 2021 to FY 2025), Increase (Decrease) in Deposits shows an upward trend with a 50.6% CAGR. This is a positive signal — higher values indicate stronger performance for this metric.

Analysis

StatementCash Flow Statement
SectionFinancing
CategoryLiquidity
SignalHigher is better
VolatilityModerate
First reportedQ1 2013
Last reportedQ1 2026Apr 23, 2026

How to read this metric

An increase indicates strong customer trust and liquidity growth, while a decrease may signal competitive pressure or a shift in customer cash management.

Detailed definition

This represents the net change in customer deposit balances held by the bank during the reporting period. It reflects th...

Peer comparison

Standard metric for all commercial and retail banks; peers typically show growth correlated with market share and interest rate environments.

Metric ID: financing_increase_decrease_in_deposits

Historical Data

20 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value-$4.29B-$568.00M$0.00$6.54B$5.52B$7.09B$6.75B$10.57B$1.95B$1.70B$4.70B$5.28B$0.00$1.68B$4.00B$6.97B$2.97B$496.00M$2.61B$5.38B
QoQ Change+86.8%+100.0%-15.6%+28.4%-4.7%+56.4%-81.5%-12.8%+176.2%+12.5%-100.0%+138.8%+74.3%-57.4%-83.3%+425.4%+106.3%
YoY Change+228.6%>999%+61.5%-64.7%-76.0%-30.4%-50.0%-100.0%-1.5%-14.9%+32.0%-70.4%-34.8%-22.9%
Range-$4.29B$10.57B
CAGR+4.8%
Avg YoY Growth+86.0%
Median YoY Growth-26.7%
Current Streak2 quarters growth

Frequently Asked Questions

What is American Express's increase (decrease) in deposits?
American Express (AXP) reported increase (decrease) in deposits of $5.38B in Q1 2026.
How has American Express's increase (decrease) in deposits changed year-over-year?
American Express's increase (decrease) in deposits decreased by 22.9% year-over-year, from $6.97B to $5.38B.
What is the long-term trend for American Express's increase (decrease) in deposits?
Over 4 years (2021 to 2025), American Express's increase (decrease) in deposits has grown at a 50.6% compound annual growth rate (CAGR), from -$2.53B to $13.05B.
What does increase (decrease) in deposits mean?
The net change in the total amount of money deposited by customers into the bank.