Commercial Reservable Criticized Utilized Exposure Amount
Bank of America Commercial Reservable Criticized Utilized Exposure Amount decreased by 1.6% to $24.3B in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 12.3%, from $27.7B to $24.3B. Over 5 years (FY 2020 to FY 2025), Commercial Reservable Criticized Utilized Exposure Amount shows a downward trend with a -8.6% CAGR. This is a positive signal — lower values indicate better performance for this metric.
Analysis
How to read this metric
An increase suggests potential future credit losses and weakening asset quality, while a decrease indicates improved portfolio health.
Detailed definition
This represents the total dollar volume of commercial loan exposures that have been internally classified as criticized...
Peer comparison
Large money-center banks report this under regulatory credit risk disclosures, often benchmarked against total commercial loan balances.
bank_criticized_exposure_amountHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $28.9B | $24.1B | $22.4B | $20.7B | $18.1B | $17.7B | $19.3B | $19.8B | $21.5B | $23.7B | $23.3B | $24.5B | $24.8B | $27.4B | $26.5B | $27.7B | $27.9B | $26.3B | $24.7B | $24.3B |
| QoQ Change | — | -16.6% | -7.1% | -7.6% | -12.6% | -2.2% | +9.0% | +2.6% | +8.6% | +10.2% | -1.7% | +5.2% | +1.2% | +10.5% | -3.3% | +4.5% | +0.7% | -5.7% | -6.1% | -1.6% |
| YoY Change | — | — | — | — | -37.4% | -26.6% | -13.8% | -4.3% | +18.8% | +33.9% | +20.7% | +23.7% | +15.3% | +15.6% | +13.7% | +13.1% | +12.5% | -4.0% | -6.8% | -12.3% |
Commercial Reservable Criticized Utilized Exposure Amount at Other Companies
Frequently Asked Questions
- What is Bank of America's commercial reservable criticized utilized exposure amount?
- Bank of America (BAC) reported commercial reservable criticized utilized exposure amount of $24.3B in Q1 2026.
- How has Bank of America's commercial reservable criticized utilized exposure amount changed year-over-year?
- Bank of America's commercial reservable criticized utilized exposure amount decreased by 12.3% year-over-year, from $27.7B to $24.3B.
- What is the long-term trend for Bank of America's commercial reservable criticized utilized exposure amount?
- Over 5 years (2020 to 2025), Bank of America's commercial reservable criticized utilized exposure amount has grown at a -8.6% compound annual growth rate (CAGR), from $38.7B to $24.7B.
- What does commercial reservable criticized utilized exposure amount mean?
- The total dollar amount of commercial loans identified as having elevated credit risk.