Additional Collateral Required - One Notch Downgrade
Bank of America Additional Collateral Required - One Notch Downgrade decreased by 24.7% to $110M in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 32.9%, from $164M to $110M. Over 5 years (FY 2020 to FY 2025), Additional Collateral Required - One Notch Downgrade shows a downward trend with a -13.4% CAGR. This is a positive signal — lower values indicate better performance for this metric.
Analysis
How to read this metric
A lower requirement is better, as it indicates less sensitivity to credit rating fluctuations and higher liquidity resilience.
Detailed definition
This metric quantifies the additional collateral the bank would be contractually required to post to counterparties if i...
Peer comparison
Commonly disclosed by systemically important financial institutions as part of their liquidity risk management disclosures.
collateral_required_one_notch_downgradeHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $318M | $342M | $316M | $454M | $566M | $430M | $230M | $162M | $145M | $174M | $134M | $132M | $150M | $116M | $134M | $164M | $134M | $136M | $146M | $110M |
| QoQ Change | — | +7.5% | -7.6% | +43.7% | +24.7% | -24.0% | -46.5% | -29.6% | -10.5% | +20.0% | -23.0% | -1.5% | +13.6% | -22.7% | +15.5% | +22.4% | -18.3% | +1.5% | +7.4% | -24.7% |
| YoY Change | — | — | — | — | +78.0% | +25.7% | -27.2% | -64.3% | -74.4% | -59.5% | -41.7% | -18.5% | +3.4% | -33.3% | +0.0% | +24.2% | -10.7% | +17.2% | +9.0% | -32.9% |
Additional Collateral Required - One Notch Downgrade at Other Companies
Frequently Asked Questions
- What is Bank of America's additional collateral required - one notch downgrade?
- Bank of America (BAC) reported additional collateral required - one notch downgrade of $110M in Q1 2026.
- How has Bank of America's additional collateral required - one notch downgrade changed year-over-year?
- Bank of America's additional collateral required - one notch downgrade decreased by 32.9% year-over-year, from $164M to $110M.
- What is the long-term trend for Bank of America's additional collateral required - one notch downgrade?
- Over 5 years (2020 to 2025), Bank of America's additional collateral required - one notch downgrade has grown at a -13.4% compound annual growth rate (CAGR), from $300M to $146M.
- What does additional collateral required - one notch downgrade mean?
- The extra cash or assets the bank must provide to partners if its credit rating drops by one level.