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Additional Collateral Required - One Notch Downgrade

Bank of America Additional Collateral Required - One Notch Downgrade increased by 7.4% to $146.00M in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 9.0%, from $134.00M to $146.00M. Over 5 years (FY 2020 to FY 2025), Additional Collateral Required - One Notch Downgrade shows a downward trend with a -13.4% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.

Analysis

StatementBalance Sheet Statement
SectionOther
CategoryRisk
SignalLower is better
VolatilityStable
First reportedQ4 2015
Last reportedQ4 2025

How to read this metric

An increase suggests higher sensitivity to credit rating changes and potential liquidity strain, while a decrease indicates improved financial flexibility.

Detailed definition

This metric represents the incremental cash or asset collateral that the company must post to counterparties following a...

Peer comparison

Commonly reported by utilities and energy firms with significant hedging or trading operations; peers typically disclose this to demonstrate liquidity resilience.

Metric ID: collateral_required_one_notch_downgrade

Historical Data

19 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25
Value$318.00M$342.00M$316.00M$454.00M$566.00M$430.00M$230.00M$162.00M$145.00M$174.00M$134.00M$132.00M$150.00M$116.00M$134.00M$164.00M$134.00M$136.00M$146.00M
QoQ Change+7.5%-7.6%+43.7%+24.7%-24.0%-46.5%-29.6%-10.5%+20.0%-23.0%-1.5%+13.6%-22.7%+15.5%+22.4%-18.3%+1.5%+7.4%
YoY Change+78.0%+25.7%-27.2%-64.3%-74.4%-59.5%-41.7%-18.5%+3.4%-33.3%+0.0%+24.2%-10.7%+17.2%+9.0%
Range$116.00M$566.00M
CAGR-15.9%
Avg YoY Growth-11.5%
Median YoY Growth-10.7%
Current Streak2 quarters growth

Frequently Asked Questions

What is Bank of America's additional collateral required - one notch downgrade?
Bank of America (BAC) reported additional collateral required - one notch downgrade of $146.00M in Q4 2025.
How has Bank of America's additional collateral required - one notch downgrade changed year-over-year?
Bank of America's additional collateral required - one notch downgrade increased by 9.0% year-over-year, from $134.00M to $146.00M.
What is the long-term trend for Bank of America's additional collateral required - one notch downgrade?
Over 5 years (2020 to 2025), Bank of America's additional collateral required - one notch downgrade has grown at a -13.4% compound annual growth rate (CAGR), from $300.00M to $146.00M.
What does additional collateral required - one notch downgrade mean?
The amount of extra collateral the company must provide if its credit rating drops by one level.