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Bank of America BAC Debt-to-assets

Debt-to-assets at other companies

JPMorgan Chase logo
JPMorgan ChaseJPM
0.1×0.0×
U.S. Bancorp logo
U.S. BancorpUSB
0.1×0.0×
Wells Fargo & Company logo
Wells Fargo & CompanyWFC
0.1×-0.1×
Truist Financial logo
Truist FinancialTFC
0.1×
PNC Financial Services logo
PNC Financial ServicesPNC
0.1×0.0×
Citizens Financial Group logo
Citizens Financial GroupCFG
0.1×0.0×

Other financials

Income statement

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Revenue$30.3B+7.2%
Net income$8.6B+16.6%
EPS (diluted)$1.11+24.7%

Balance sheet

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Cash & equivalents$242.48B-11.4%
Total debt$337.44B+7.7%
Total equity$300.67B+2.3%
Total assets$3.50T+4.4%

Cash flow

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Operating cash flow$41.8B+2,013%

Valuation

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Market cap$398.83B+9.8%
Enterprise value$493.78B+24.2%
P/E12.6×-0.6×
P/S3.4×+0.1×

Profitability

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Net margin27.3%+1.8pp

Returns & leverage

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Return on equity10.7%+1.2pp
Debt / equity1.1×+0.1×

Where this comes from

Calculated from Bank of America’s reported figures.

Based on the most recent quarter.

The official record: Bank of America’s 10-Q, filed May 1, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Bank of America's debt-to-assets?
Bank of America (BAC) reported debt-to-assets of 0.1× in Q1 2026.
How has Bank of America's debt-to-assets changed year-over-year?
Bank of America's debt-to-assets increased by 3.1% year-over-year, from 0.1× to 0.1×.
What is the long-term trend for Bank of America's debt-to-assets?
Over 4 years (2021 to 2025), Bank of America's debt-to-assets has grown at a 0.6% compound annual growth rate (CAGR), from 0.4× to 0.4×.
What does debt-to-assets mean?
What fraction of everything the company owns is funded by debt.
How do you interpret debt-to-assets?
A lower ratio indicates a more conservatively financed balance sheet. Rising debt-to-assets over time signals increasing financial risk.
How does debt-to-assets compare across companies?
Comparable within an industry; bounded between 0 and 1 for most non-financials, which makes cross-company reads cleaner than debt-to-equity.